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I need a bridge for 1 of my teeth.Should I do it under a DHMO or a PPO plan under CIGNA dental insurance?

The DHMO plan has horrible dentists very far from me , but it costs only $800 vs a PPO plan which has great dentists close to me but it would cost $1,500 probably. What should I do? i cannot change to a PPO plan until next year. under my current DHMO plan I pay a copay of $255 3 times for a 3 part bridge vs a PPO plan where I have an yearly maximum of $1,500 and Cigna dental covers 50% of the bridge. A bridge costs $2,700 so they cover half of it. PPO gets my the dentist I like better, but it also wipes out my yearly maximum.

Public Comments

1. In most cases you get what you pay for and I feel this is one of them. Look for a fee for service office, which means there not on any list where you choose one from your provider book.
2. Remember you get what you pay for. an old dentist i knew once said "you can hide a multitude of sins in someone's mouth" I'd go to the "good" dentists and pay out of pocket, work overtime, do whatever it took. there is nothing more miserable than bad dental work and a toothache. There is a reason those people have the HMO plans, they can't get patients any other way!