Scan Medical Insurance - Private Health Insurance Knowledge Base

Private Health Insurance Knowledge Base

I have private health insurance and insurance from work? I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state. If I was to use the insurance from my work would it be a conflict with the insurance I privately have? I was told that they would cancel each other out and I would lose my private insurance. Is this true??? I don't really want to lose my private insurance for health and security reasons but I also don't want to keep paying more if i don't have to in the long run.

How is private health insurance better than Medicare for consumers? Medicare's overhead is 4% and the operation doesn't seek to earn a profit. Private insurance overhead is 30% and its first goal is to make a profit for shareholders. Most old people like Medicare. An awful lot of people don't like their private health insurance. What's the problem with expanding Medicare to all Americans? Other than "socialism"

What is the best private health insurance in California? I am working at a company in California where there is no health insurance offered so I need to get private insurance. Any suggestions on any good private health insurance companies?

Would I benefit more with the schools health insurance options or private insurance? I teach in texas at FWISD. Im planning to get pregnant and to upgrade to the best health insurance option. The deductibles my district provides are very high-around 3,000 with monthly payment of $170 per month. What are my options with private health insurance?

How is it more cost effective to mandate the purchase of private health insurance than providing universal? public health care,when those that don't get private insurance will be treated by more expensive taxpayer funded PRIVATE health care anyway?

How do private health insurance companies know if you have a preexisting health problem? I've been treated for haemorrhoids on the NHS before and now I have private health insurance from bupa but they say pre-existing health problems aren't covered. Would they be able to find out about previous treatments on the NHS? I thought that was confidential!

Private Health Insurance options for 62 plus individual? My aunt (in California) is 63 years old and she has asked me to find a private health insurance for her. I was informed that anyone that's over 62 can't have a private insurance and MUST only use Medi-cal or Medicaid. Is that true? She asked me to check with Aetna, Blueshields, UHC, etc. Any thoughts whether she can get a private insurance from these companies?

Are there private health insurance companies in Sweden? Simple question, do they have private health insurance companies in Sweden or is it all government run and sponsored? Is there a private option or not? I just need a factual answer, yes or no. Opinions and sales pitches aren't necessary.

Why would anyone support Universal Health Care since private insurance did a remarkable job holding down costs? It's just so unfair!!! The American people would GLADLY pay 3 times as much, or skip utilities payments here and there, for Private health insurance! Why fix what's not broken, yeah? Plus, us "REAL AMERICANS" don't want granny to be taken out back and shot in the fields like they do in Sweden and Australia. (FOX News said that, so it must be true.)

Is it normal for my cost of private health insurance to rise almost 70% in three years? I am insured by a UK-based private health insurance and my premiums have risen by almost 70% between Summer 2008 and 2011. I have charged treatments amounting to maybe 1-2 month's premiums to them each year, so I figure my use is moderate (or am I wrong?). I have no deductible.

Aren't those with private health insurance already paying for the care of others? The whole theory of insurance is that a large group pays in every month while they are healthy so that those few who get sick can get care when they need it. That means that you are already paying for other peoples health care. How is that any different from having a national plan that takes care of sick citizens while taking a portion in taxes from each worker? Private insurers generally pay out 60-65 cents of each dollar collected in benefits. National providers pay more like 90-95 cents on the dollar. Can anybody clear this up for me?

Why is Obama hiding the fact that he wants to eliminate private health insurance, when he clearly said that's? what he wants in this video: http://www.breitbart.tv/uncovered-video-obama-explains-how-his-health-care-plan-will-eliminate-private-insurance/ Uh no, I've only posted it once.....ever. Go lie about someone else.

Is it practical to take private health insurance considering the subsidy of the gov't (through medicare)? I'm thinking of taking private health insurance. However, I'm not sure of its practicality considering that health care is subsidised by the government. I also understand that most often than not, the insured ends paying more as medical costs in private hospitals/private care is far more than the premiums paid. As such, is private health insurance really necessary? Is public health care in Australia reliable or sufficient in cases when medical care is required. Thanks in advance for your views/comments.

Why does anyone think that private health insurance is the answer to all ills? As demonstrated to me by my own insurance, health insurance is designed to protect against problems that end after a year or two. If you problem will continue through your life, they simply raise your premium until the insurance costs more than the treatments. I feel very insulted by the insistence on this site that private health insurance can be an answer for long term illness. Why does anyone think that?

What is the difference between private and public health insurance ASIDE from the fact that it is state run? Or that public is non-profit. And aside from that, how is a private health insurance company better than a government run program?

How can anyone afford private health insurance in USA? I'm thinking about going into private business in the USA, but I'm concerned about how to insure myself with health insurance. The policies I'm seeing are extremely expensive, and the deductibles are quite high. How do people who start their own business manage?

Can I still avail of a private health insurance in Canada even when I am pregnant? Will be leaving soon for Canada and I'm pregnant. Was adviced to get a Private Health Insurance for the first three months while waiting for my health card. Will any insurance company allow me to avail of their short term health insurance? If yes, what insurance company?

What is the best private health insurance company for a family in Qld Australia? I am looking at joining up for private health insurance to cover my husband and myself as well as our 2 kids aged 12 and 10. With so many policies and companies to chose from and all the jargon they use, it is making this difficult.We need basic hospital cover and with the kids full dental cover is a must.my husband has had heart problems in the past so need to be covered for this as well.Not wanting all the bells and whistles, just the best deal for young familes.

Do you believe that 0bama wants to eliminate private health insurance? In his own words: http://www.breitbart.tv/uncovered-video-obama-explains-how-his-health-care-plan-will-eliminate-private-insurance/ NOW do you believe it?

Is my husband eligible for private health insurance? He is not yet a permanent resident or Australian Citizen. Can he still receive private health insurance?

Is there any place that I can use my Medibank Private health insurance to buy Sunglasses? Is there anyone know which shop in Sydney can sell sunglasses by charging customers on their private health insurance? I used to go to a shop at Parramtta in the last 2 years, I didn't need to pay anything and I can bought very good sunglasses, but this shop closed. Thank you.

What's the name of a documentary talking about the private US health insurance? Hi! I watched on youtube a documentary talking about people who have had problems with some US private health insurance, it also talks about people who's hired to work for those companies to look for any little 'problem' or 'mistake' so that they don't pay for any service you've required as emergencies or surgeries. Hope you an help me!

President Obama - will those of us who have to buy private health insurance EVER see any help? Just navigating the private health care system is extremely complicated. Prices are high and it's very hard to get decent insurance at a price that normal people can afford.

Do you think it is important to have private health insurance when getting a breast augmentation in ACT? I am getting a breast augmentation with Dr Alistair Taylor from the caps clinic in the ACT and am debating whether or not to get private health insurance,I would love to hear from other ladies who have gone through this.

How would a Universal health care public option put private health insurance out of business ? How would a Universal health care public option put private health insurance out of business ?

Wouldn't a public option cause the prices to rise in the private health insurance market? Think about it. If the government comes in and only pays 60-70% of what private insurers pay, won't they recoup that loss by charging private insurance more, causing premiums to raise for the rest of America? Eventually leading to the collapse of private insurance and ending in total government control of healthcare. Am I right?

Can a Canadian citizen (with a work visa in the US) purchase private health Insurance in the US? My husband has a Visa to work in the US, and we are looking in to private health insurance. Does anyone know if there are any plans out there that will cover Canadian citizens in the US.

Am I allowed to have private health insurance like BCBS while on SSI? And do I have the option to use it instead of Medicaid? Say I am on SSI, living with my significant other and paying half the rent/food, but either they or I want to continue paying for my private health insurance. Am I allowed to do this?

Will Americans ever tire of being fleeced and used like a cash machine by Private Health Insurance companies? Add to that screwing the private for-profit health care industry for good measure. And let's not forget Obama Care, which forces people to do business with these parsitic insurance companies and we are all screwed, except for them. What about Single Payer is so hard for Americans to understand?

Why is Obama trying to demonize the Private Health Insurance companies? When the government-run Medicare turns down more claims than the private insurance companies?

My husband and I need private health insurance, any recommendations? My husband and I need private health insurance because his job does not offer it and I am a stay at home mother of our two year old son. We live in California, make about 2000.00 a month and are a family of three. We just need basic coverage so that if we get sick we can go to the doctor and if we have an emergency we can go to the hospital. Any recommendations for a low cost good plan that would suit us? Thanks so much!

Why do Americans prefer private health insurance rather than a govt run system? why would you want to pay, when you would get it for free... quality would not full, your govt already has a HUGE debt, why would they stop now (im being serious, not sarcastic), private health insurance discriminates against the poor, and you cant get it if you are perceived too risky for the company, after all they are a business and they dont care about health... responses please...

The FDIC has been successful since 1933 so why can't a government-run option to private health insurance be? The Federal Deposit Insurance Corporation (FDIC) is independent agency of the federal government that is is funded by premiums that the banks pay. Government-run option to private health insurance will be funded by the premiums of the people who sign up for it.

What do you see as the major differences between a single-provider health insurance plan and private health? *private health insurance

what is the best private health insurance for maternity and child birth ? my wife is coming to america and we are buying privare health insurance for child birth ..does any one have recommendations for which private health insurance to buy ? how can i get maternity converage and how much does it cost to have a baby in america WE LIVE IN DETROIT she is not a citizen of US and not eligible for medicaid

The advantages and disadvantages of Medicare and Private Health Insurance? Can someone please describe the advantages and disadvantages of Medicare and Private Health Insurance?

Question about private health insurance reform? If you regulate private health insurance for age and condition discrimination, would they have a difficult time staying in business? So if health ins companies had to charge their clients identical rates for whatever coverage plan they chose regardless of age and condition, then what is the potential of them staying in business? And this includes all of the elderly as if medicare/medicaid didnt exist. Very interested. Thanks yahoo! .

Righties, do you really think Private Health Insurance plans wouldn't be able 2 compete against a Government 1? Public Schools haven't put the Catholic School system out of business. Public Police haven't put Private Detectives out of business. And even these are bad examples because I believe Private Insurance companies would blow the government plans out of the water in good economies, but the government plan would be a stable option in bad economies, like this one.

NP groups providing advice on private health insurance? I live in Austin, TX and my girlfriend is a freelance designer. She recently graduated college and needs to start purchasing private health insurance. She's a little overwhelmed. I was wondering if there are any nonprofit groups that provide information and advice on this kind of thing. Preferably one with a branch in Austin.

can i get a private health insurance? i'm here in england, 19weeks pregnant now and i'm planning to go to canada as tourist and give birth there because my boyfriend is staying there. but i couldn't any private health insurance to cover my maternity cost there. is there any chance for me to get insurance? please help me.

private health insurance. Is there any limit to how high they can raise your monthly premium if you get sick? I was thinking about getting private health insurance but I was reading an article on dividedwefail.org about a couple who got sick and their monthly premiums rose to $1100 a month. so is their any limit to how high they can raise premiums. If I got really sick could they just raise my premiums so high till I can't afford it and then drop insurance all together so they don't have to pay anything.

Why do Republicans think that the Government is a "Leech", but that private health insurance "creates wealth"? Government is a monopoly that is run by people we elect. They spend our tax dollars to provide services that no business could. But the private health insurance racket is an oligopoly run by people who are accountable to their shareholders only. They gouge us to provide something that isn't even needed in other countries. Yet the Republicans think the government is a "parasite" and insurance companies are "wealth generators"? What gives? No splitter, like roads, national defense, etc. Charles, government is accountable in elections. This is a Democracy, remember.

can an operation be refused with private health insurance? I'm considering using my Bupa Private Health Insurance to sort out a reoccurring problem with tonsillitis. I've decided that I would rather have them removed altogether and be done with it forever as I've had them 5 times since nov last year. Can the consultant refuse to take them out or do they have to accept my wishes?

Looking fort private health insurance for new york? any suggestions for a 23 year old looking for a private health insurance. Someone recommended Healthy NY. I have been getting crazy quotes like $1,000 + a month. I don't smoke, drink and in healthy condition. Thanks for your time in advance.

Why do liberals keep on attacking Private Health Insurance? If you took ONE YEAR of all the Private Health Insurance Companies in America gave that one year of Profits to buy all Americans health insurance it would last only TWO DAYS! Their Profits have NOTHING TO DO WITH YOUR LIBERAL POLITICIANS! They are only using you guys to help them DESTROY the Private Sector so they can CONTROL IT ALL! WAKE UP WILL YOU? PLEASE? BEFORE ITS TOO LATE? Hate to break it to you guys - but your leader liberal politicians are big fat LIARS! PHONIES!

Does private health insurance prevent public violence? Private health insurance has no obligation to reimburse you for injuries sustained in the commission of a crime. Does this fact keep people from throwing punches at street-corner rallies? And if we all have government health insurance, will we all become more aggressive and threatening? Canadians, Britons and the French have government health care. Are you saying they are more aggressive than US citizens with private care?

In California under what circumstances can a private health insurance company cancel an policyhoders coverage? Can a private health insurance company cancel a policyholder's coverage at any time for any reason? If not then under what circumstances can an insurance company cancel a policyholder's coverage? Are there Federal Laws that govern this? What about state laws specifically in California?

Being On LTD and getting private health insurance? Does anyone know if it is hard to get private health insurance if you are currently out on LTD??? Will they put you into a high risk pool?

What happens to private health insurance companies if American health care is nationalized? Few would be willing to dish out for private coverage while they are receiving health care from government taxation. Would the private health industry perhaps dwindle down to a few big players and be forced to take a hit by improving coverage and care? I'm well aware health care won't be nationalized. I meant to indicate this is a hypothetical question.

What private health insurance programs cover gastric bypass? I've got group health and found out that only employer insurance programs through them include bariatric coverage. Does anyone know of a health insurance program that covers gastric bypass which I can buy on my own without needing to do so through an employer?

How much will a private health insurance cause monthly for a family of 4, all 18 and older? I've heard that private insurance can cover the cost to see a psychiatrist. So my family is planning on getting it but how much does it cost?

What are the benefits of private health insurance? We were going to get it but then I got pregnant so we didnt get it because it doesnt cover maternity until a year anyway. What are the benefits of private health cover for a young family of 4 with no existing health problems?

Buying private health insurance, broker or direct? I need to purchase a private individual health insurance plan. I am a little confused if I should use a broker or just go direct. There seems to be so many plans out there. I live in Las Vegas, NV. I have received quote both ways and there price seems to be around the same thing so I don't know if there are added benefits from using a broker as to going direct, anyone have any experiences?

What private health insurance company is the best for the price?? And what is coinsurance?? I rencently got married and it is $300 a month to add a family plan to my husbands health insurance. We are looking for a cheaper way to insure me. We have found a few companies, but what does coinsurance mean? and who knows a reliable, reasonable insurance company??

What is the benefit of private health insurance in Australia? I really don't understand. If our health care is free, why do we purchase private cover?

I'm living in Japan, looking for private health insurance. Can anyone recommend a good *affordable company? I'm an expat, planning on spending most of my life here in Japan. The national health insurance is good but a bit expensive. So if anyone knows a good expat health insurance company that is somewhat comprehensive, please send the information my way. I only have to cover myself and I have my own business. Sorry. I do not want kenkouhouken.

If I start seeing a Psychiatrist, will it be harder/more expensive for me to get Private Health Insurance...? Will it be harder / more expensive for me to get private health insurance in the future?

What is the best private health insurance company (low cost) for employees without sponsored employer plans? Need independent health insurance. Employer does not provide plan. State is Louisiana. Existing Blue Cross Blue Shield policy with current employer, but would need to continue independent coverage with BCBS upon changing jobs or locate another low-cost provider. Any advice helpful. Thanks.

Are the Democrats demonizing the private health insurance companies because they have an eye on their profits? And the Democrats want the government to squeeze them out so they can have access to those same profits in the future? Why else would the government want to get in the health insurance business if not for power & money?

Ideas for a research essay on Private Health Insurance? Hey, We're supposed to write an essay on any topic of our choice and show it relates to well being and opportunity in Canada while addressing inequalities (that part is optional). I'm thinking of writing on Private Health Insurance in Canada. But what can I focus on on in terms of the health insurance. Any suggestions

Can we apply for Medicaid if we already have private health insurance? We are expecting our second baby. I have health insurance through my employer and that will help a lot with the medical expenses. However, not everything is covered. I wonder if we are allowed to apply for Medicaid to help us with the uncovered expenses. We are a low income family and really need the assistance. By the way, we live in North Carolina.

whats the difference between medicare and private health insurance? whats the difference between medicare and private health insurance? and why doesnt medicare not pay for alternative medicine?

How much would it cost on average to get a private health insurance? How much would it cost approximately to get a private health inurance for an unemployed person with pre-existing condition (like Lupus or MS)?

What is the best basic hospital private health insurance in Brisbane, Queensland ? If you want all procedures covered as a private patient in public hospital, excluding those relating to having children, without daily copayments (unless capped at $500/year), with a maximum yearly excess of $1000, and gap coverage for participating health specialists.

What is a good Australian Private Health Insurance for a person with Multiple Sclerosis? A friend of mine was diagnosed with MS (Multiple Sclerosis) and is seeking Health insure in Australia. Is it difficult to find Health insurance for a person suffering from this disease, and are there any recommendations

Why do people argue that Private Health insurance companies like Obamacare which is "bad". Yet others argue? That Obamacare will eliminate Private health insurance companies through competition. I've heard both of these and they seem to contradict, so I'm thinking both can't be true, or are they??

Where can I get private health insurance? I need health insurance, like I know many people do. I have cancer, but I guess that's not considered a disabilty because I was turned down. My job does not pay for medical. I know several married couples where they have two different insurance policies through each of their employers, and they get to pick and choose which one to use. I don't have a spouse. I know several people who are alcoholics who have an HMO through their retirement and they are in the hospital every other month, simply because they have over drank. They run to the doctor every two months for very trivial things/ I know of several who abuse the veterans hospital from runny noses to a simple headache, plus they are paid monthly for a disabilty they don't have. They just don't want to work. I think married couples should only be able to use one insurance policy, and these others should be only allowed to go to the doctor a few times a year. If they are an alcoholic send them to AA.

May I know if private health insurance prevent public violence? Private health insurance has no obligation to reimburse you for injuries sustained in the commission of a crime. Does this fact keep people from throwing punches at street-corner rallies? And if we all have government health insurance, will we all become more aggressive and threatening?

Do you think my husband is eligible for private health insurance? He is not yet a permanent resident. Can he still receive private health insurance?

Medicare levy on tax return when I have Private Health Insurance? Hi I am trying to do my tax return online. At my tax estimate it is coming up with a Medicare Levy of $943. I have Private Health Insurance (full- hospital and general) so I thought with that my Medicare Levy should be a lot less.. Am I right? Am I doing something wrong?! Any help would be appreciated, thank you! So what if I am under 31? I am 27 and my partner is 26...

Should I sign up for private health insurance and then get cosmetic surgery to save money? I was just having a look at the government rebate and it seems the government (Australia) rebates 30% of the cost of the proceedure if your in private health care! So does that mean I should sign up for a 6 month comprehensive package to save a lot of cash with my surgery's? Does everyone do this before they want surgery?

Where should I get private health insurance? I am 31 years old, wanting to start having children in the next year, and mine and hubbie's jobs don't provide health insurance. I looked online, but not sure who to go with. Does anyone have a provider and plan they are happy with that isn't too expensive? I don't have any serious pre-existing conditions.

Have you had a Rhinoplasty/Septoplasty through private health insurance and medicare? I need this procedure done and have been informed that medicare will cover some costs for the septoplasty component. The total costs including anaesthesia and hospital is $13000. I have been advised by my surgeon to join a private health fund but am wondering if they will cover more than medicare would. Would be really helpful if I could get some advice from someone who has been through it. Thanks.

Why did Dear Leader Øbama speak of eliminating private health insurance in 2007? employer coverage = private health insurance "I would hope that we could set up a system that allows those who can go through their employer to access a federal system or a state pool of some sort. But I don't think we're going to be able to eliminate employer coverage immediately. There's going to be potentially some transition process." -- Barack Øbama, March 24, 2007

How much dose private health insurance cost in United States,? I understand different companies have different policies and prices I am just wondering the average. I hear alot of stories about people who cant afford it there, where i live i think it costs me around 1000 euro a year for the ordinary private insurance,

Can someone anyone explain how National/Universal Health Care puts Private Health Insurance out of Business ? Can someone anyone explain how National/Universal Health Care puts Private Health Insurance out of Business ?

What private health insurance can I choose with pre-existing conditions? My family cover has just ended and I now have to get my own personal insurance. I have a pre-existing condition (nothing major) but I want it covered for in case it flares up. My current insurers, AXA ppp, have ask for an arm and a leg. Are there any other insurers that insure me for my pre-existing conditions or are able to act as an intermediary for AXA ppp and offer a better deal?

Health Insurance - Preexisting Condition - Who does it: Public, Private, or both? Do public health insurance companies (medicare, mediaid, veticare, CHIPS, and forgot the last one) practice that if you have a preexisting condition, you can be excluded? Do private health insurance companies practice it? Do employer-based health insurance practice it? Do all health insurance companies practice it?

What are the pros and cons of private health insurance? I'm turning 31 this year so need to make a decision. I have a husband and a 2 year old with another due in October. So many people say there are huge gaps in what insurance covers compared to the cost. Others swear by it because they get a choice in doctor although apparently privately insured patients often use the public system. What do you think is the best way to go?

How exactly is a government mandate to purchase PRIVATE health insurance a government takeover of healthcare? Do facts seem to escape Republicans because of irrational fear or is it simply a matter of political tactics to lure the "not so bright" to their side? Does "govenment takeover" not imply that there is no involvement from private companies?

Can we sue the government. For example, if I cannot get private health insurance shouldn't I be able to sue. If we had the capability to sue the government for the negligence in their systems, ex. environmental negligence, health care negligence, inability to get private health insurance, workman's compensation injuries and negligence, etc. then they may react better to our needs. At this point there is no reason for them to care, other than moral. The home owners association put a lien on my property when the manager forgot to send me the new address info, yet I've been waiting 4 years for bushes that are their responsability. We need more user accountability, that may help this country run more effectively.

Do you think that it is wrong to force foreign migrant workers to be covered by private health insurance? "Tory Home Secretary Theresa May has warned that she is considering forcing firms employing non-EU migrant labour to take out private health insurance to cover them." I do not. http://www.morningstaronline.co.uk/index.php/news/content/view/full/92181

How much of our total expenditure in private health insurance goes to the following? -executive pay and bonuses -multimillion dollar ad campaigns -lobbyists -stockholder dividends and, since doctors and so many attorneys make their living by either billing or suing insurance companies, -malpractice insurance/awards -unnecessary tests and procedures -overpriced medications (the proverbial $15 aspirin tab) -legal fees How would all of that change under a single payer system like Canada's?

Do you consider mandatory private health insurance to be socialism? If so, how is that any different than mandatory car insurance? Everyone who has a car must have it but no one ever complains about that being socialism.

If private health insurance is so bad, why did Congress keep their private plans and not get obamacare? http://www.govexec.com/dailyfed/1209/122209p1.htm?oref=todaysnews%22 Why are they so excited about a plan that they want nothing to do with personally? If private insurance is so bad, why do they opt to keep it? No you morons! You don't get it... they have PRIVATE plans paid for by public money.

what private health insurance will i need? I need to have a ct scan, i could go public but theres a 3 yr waiting list, the waiting list is shorter if i go private but what type of health insurance will i need. I live in Queensland Australia

Does Medicare or a private health insurance cover yoga? Just wondering does Medicare cover yoga? or any private health insurance cover it? If so how much does it cover? By the way im in Australia so like Medibank, HBA etc. thankyou

What are the best/ cheapest private health insurance providers in wisconsin? 23 yr old male, good health medical, dental, and vision plans? Thanks!

What is socialistic about health care reform & govt. run option to private health insurance? I am not asking if it could lead to a completely nationalize health care system years from now.

Can I sue a private health insurance company if they reject me for coverage, when I used to be a member? Any lawyers in the field of malpractice, health insurance, or negligence: I would love to hear from you on this matter. This is my situation. I am 31 years old, a FT student, with a disability due to OCD. I was under my Mother's policy with Kaiser Permanente for the past some twenty years until only a few months ago. They canceled me from the policy (it was a family policy, including my Mom, step dad, and myself) all of a sudden, without a proper explanation. I then tried to get a policy for just myself through Kaiser, and they rejected me. They refused to allow me coverage, on the grounds that I am 'obese' and I have hypertension. I can't contest those facts. I weigh apx. 270 pounds, and I am five foot ten. I do have extremely high blood pressure. But I have experienced a lot of mental anguish over their refusal to allow me coverage. I desperately need my medications, and there are no other options available to me. Do I have sufficient reasons to sue Kaiser? This is not fair.

How do health insurance premiums go down if private insurance is forced to cover preexisting illnesses? 99% of the claims made in favor of the house health care bill are outright lies. It is amazing that people believe these things. Explain to me how if private insurance companies are forced to cover people with preexisting illnesses and not allowed to discriminate on a variety of factors, costs go down.

Can't we make a compromise between all out socialized healthcare and private health insurance? Can't we do something like give insurance companies tax breaks for covering x amount of people who earn low wages at a sharply reduced price? Or have a smaller government program only for those who cannot afford insurance? Good idea robert.

Does anyone know how I can get private health insurance? I can purchase it through work but I was told to shop around a bit. I need medical insurance and dental would be nice. Anyone know of any websites?

do you think maternity care should be necessary care on private health insurance? like if a woman is paying for her own health insurance, a necessary cesarean should be covered? Keep in mind that a pregnancy with complications could cost $30,000, and a cesarean costs about $15,000. By necessary care, I mean it's mainly or at least partly covered by the insurance. For example, insurance companies will cover part of primary care visits, but not unnecessary surgeries like liposuction or boob jobs.

How can a government run health insurance entity "compete" with private companies? Will it pay taxes? It boggles my mind that the proponents of a government run health insurance entity would actual state that this entity would bring competition to the insurance arena. How would these private businesses compete with someone who does not have to pay taxes. How do companies compete with an entity that can literally raise taxes to pay for operational costs or an entity that is funded non voluntarily by the citizens of the United States? Can the private insurance companies pass legislation that changes the rules of the game in the insurance business? No but the government could certainly dictate the rules of their own business by passing legislation in its favor. Can someone please give me a logical reason as to how this government run health insurance option would do anything other than run private insurance into the ground to ultimately pave the way for the government to be the only health care option?

The best private health insurance provider in Texas? Who would you recommend OR advise against in Texas? I've looked at Blue Cross/Blue Shield, United Health, Aetna, Humana, and others.

Find the best companies for private health insurance? What companies offer the most competitive rates for health insurance?Deductibles? Co-pays? Doctor visits?

How to get contracts from private health insurance for non emergency medical transportation? If I have to go through a broker, where do i find these brokers in my area? Spartanburg county South Carolina.

My husband doesnt have a job yet, and we cannot afford private health insurance? Can I apply for federal health insurance for my son who is 2 in Texas? If yes what are the conditions? I live with my husband who Is jobless. I don't work eithe

How does private health insurance work in the US? For example if a woman is pregnant and has no health insurance what happens? http://wholeproxy.cn/health-insurance.html

If private health insurance pays a lower reimbursement to doctors anyways, then what's the difference between? that and Medicare/Medicaid? Bob - I work in the healthcare field - THEY DO pay less than what the doctor charges. Philip McCrevice - Medicare/Medicaid are funded by taxes which is STILL your money. The only difference is you can pay thousands in premiums and not get a lick of coverage from your private insurance.

How much harder is it to get braces without private health insurance? Do you have to wait much longer? How much does it cost?

Best affordable private health insurance for baby? I am 22 weeks pregnant and I have Medicare (for disability) which will not cover our baby once she is born. My husband is starting a new job where it will cost over $400 a month to add the baby to his insurance. We really cannot afford that, but we do not meet the income requirements for CHIP or Medicaid. Can someone recommend a good private health insurance company/plan that is affordable for just the baby? Thanks!

What is the best private health insurance out there for a mom and child? My husband got a new job, it's a very good job but it's health insurance is a joke. My husband is covered, but I need something for me and my little girl. Thanks!

can i buy a private health insurance for my 3 year old with out adding me to the policy? Im in florida so if anyone knows about a private health insurance here please let me know thanks (he dont cualify for goverment insurance)

I need to purchase private health insurance and have no clue about whos good and what to watch for? For adult male and two younge children. Needed now! No money for huge deductables, but no money for large monthly premiums, and cant afford to get ripped off on some online scam thing. Keiser is not a good insurance to have. They are a controled program so the doctors are usually ones that cant get their own practice (which makes more money) and you are not covered for second opinions or specialists if you do have a problem. Family and friends have had lots of issues with them. But thanks for the attempt to help.

What do you think about the death panels in each private health insurance company? The death panels that deny coverage to those who they feel aren't worthy of living.

Why are republicans in congress against government competing with private health insurance companies? Isn't competition a good thing according to conservatives?

What is deductibles in a private health insurance? How do I pay for it? Can you give me an example?

Since private health insurance cares only about their stockholders and profits, why should they care about? their customers at all? On the other hand the government has a powerful incentive to care about our needs. They are public servants after all, that is they are at our service, and it is their job to achieve the best possible care for us at least possible cost. The savings predicted by Obama administration will be $2 trillion, after all government bosses lay off all idle employees reporting to them Isn't it amazing how silly are the neo-cons in their denial of the obvious?

What is Private Health Insurance? My work provides me with insurance that covers medical and some RX. Is this considered Private insurance? Or is Private insurance when you go and purchase the insurance on your own?

Hi guys, Do you think it is really worth it to have private health insurance in Australia? I have one with MediBank and i have to pay a lot each month. I just wondered whether it is really worth it. Instaed I can pay all this if I need it. For example I heard it does not cover dental expenses as such, for example if you have a dental procedure for 5000$ then it just pays a small amount of it. I really think there is no point having it?

why is Obama on the side of The private health insurance companies and the pharmaceutical industries? Obama, like John McCain, did not support HR 676, the single-payer legislation. when would the Democrats learn that there is a cost to be paid for working on behalf of corporations and dis-empowering citizens. isn't "change" his main slogan? should he change his plan regarding health plan? http://www.alternet.org/healthwellness/97160/?page=entire

How much does it cost to get your wisdom teeth pulled out in Australia without private health insurance?

I want to buy a private health insurance? Blue Cross Blue Shield would be a good option? I will appreciate your comments. Thanks.

What is a private health insurance company to use for a couple of months?

having private health insurance interferes with food stamps? I'm 20, when I had my child I was 16 so my dad took him in his private insurance! now I live with my boyfriend(we are not married). My son still with my dad's health insurance, I'm pregnant and I apply for public health insurance, but my son was given food stamps. If the insurance company from my dad's job know my son has food stamps? what can happend???

Have you got a private health insurance? if yes what is it and are you happy?

Do you think your private health insurance plan is as good as SCHIP? Specifically in terms of coverage of procedures and likelihood to pay on a claim. Brown, I do not sell insurance. I know you're joking but, I don't want to be reported for solicitation.

Universal Health Insurance, Universal Health Care, National Health Insurance, Private Health Insurance? What are the differences between: - Universal Health Insurance - Universal Health Care - National Health Insurance - Private Health Insurance - Government Health Care - State Health Care I am especially confused with Universal Health Insurance vs. Universal Health Care. Can you answer the question for each category in few sentences (not too much detail, but fluent explaination please) and it would be great if you leave the source as well so i can look into it more. Thanks.

Do Veterans Administration health benefits offer a way to offset huge copayments of private primary insurance? My friend has served in the army for a long time but never availed of any VA health benefits at all. Now he is facing very large copayments over $100 for certain medications, thanks to his private health insurance carrier's copay requirements. Is it possible for him to sign up with VA in order to have copayments covered under some VA benefit? Are there better alternatives than this maybe? Thanks!

Where is the best place to purchase private health insurance in Utah?

Can someone over 65 purchase private health insurance in California?

Do I have to show medical records to get private health insurance? I don't want anyone to see my record because when I was 17 (26 now) som1 at a party pass around a joint with coke in it... and I got sick and had to go to the hospital. oh ya and I had to get my stomach pumped more then one time to. What can I say I was a dumb Irish kid!!

Who has the best and affordable private health insurance in Australia and why?

whats the name of a good private health insurance/ just experience no sales ppl please? I am wondering what kind of health insurance to get. We used to have Medicaid but now we don't qualify because out income slightly increased. We are not loaded just over the line of low income. Thanks for your opinion.

Should smokers be required to carry private health insurance and forfeit medicare/medicaid assistance? Smoking is the choice of the smoker. They risk cancer. Should they also carry the financial risk as well? Some of you have asked why I have singled out smoking and not included overeating and drinking. I think a case could be made for those as well. But smoking is the only legal substance that is proven to kill you when used as intended. You can eat and drink in moderation and use those correctly. Smoking is a unique activity which should get it's own legal treatment.

Are children who have private health insurance still eligible for Medicaid?

Would you recommend Norwich Union private Health / Medical insurance? Please can anyone give me their opinions on this health insurance provider... I am not sure whether to change from BUPA to Norwich Union. The covers seem to offer pretty much the same things though Norwich Union is £45 cheaper per month. I just wondered if anyone had any good or bad stories or personal experiences they'd like to share about either company?

Best private health insurance? Hello! I need to sign up for private health insurance and I am getting confused with all the sales people and plans! I live in South Dakota. Anyone have Private Health Insurance that can give me some advice?

Do UK Employees typically contribute to their private health insurance benefits through an employer? We are hiring consultants in the UK & trying to work out a fair dollar amount to reimburse for benefits. In the US, typically cost of medical coverage is shared between employer & employee. Is this the same in the UK? Or does the employer pay for 100% of coverage typically for BUPA?

I need to purchase private health insurance for my husband and I, where can I look online ??? We have health insurance through my employer which costs me appx $480 per month.....enough of that crap, I'm sure I can get it cheaper by buying it privately! Any good websites?

Private health insurance in the UK? Given how poor the treatment available on the NHS can be, should more families be able to access private treatment in the UK? I would happily take out a private insurance policy although as we are on a low income, with all the other things we have to pay (including extortionate council tax, income tax etc) we just couldn't afford it. But the care I need - fertility investigation - is virtually impossible to access on the NHS. And I get so frustrated with being asked to wait months and months for an appointment when all I want is to be able to see someone for some blood tests . . .

Where can I get Low Intensity laser therapy using my private health insurance? LILT is the use of light emission from a low intensity laser light source to treat musculoskeletal injuries, chronic degenerative conditions and to heal wounds.

WHAT IS THE BEST PRIVATE HEALTH INSURANCE PLAN IN detroit ,MICHIGAN ? i am 37 my wife is 24 and we are newly married. non smoker we are planning a family and looking for a good insurance plan. deductible 2500 and co pay nil. any suggestions or pitfalls to avoid ? cheers

Considerations for private health insurance? When looking for a private health care plan, what are some things that should be taken into consideration before making a commitment to a plan?

Is having your own incorporated business a better approach to obtaining private family Health Insurance? Which customer category is viewed most favorably by Health Insurance Providers: a family, a small LLC (size:1 family), or a small Incorporated business (size: 1 family)? Use maybe Blue Cross as theoretical example. Thanks!

In Aust, what does private health insurance cover for pregnancy/birth? I know health funds require certain waiting period before they cover you for pregnancy/birth related services. If you choose the top cover (and meet the waiting period criteria), what do the heath funds actually help cover? Is it only hospital? or do they cover doctor's fees also? Does Medicare cover anything?