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Why are dental insurance plans so bad? Does anyone know why dental insurance plans are so bad? My husband works for the federal government and has United Concordia dental plan and it is horrible. The dental my job offers is no better and I have a state job. The dental insurance plan we have is not cheap but the plan doesn't cover much and actually it is covering less than what it covered 1 year ago and our premiums went up. I really don't know anyone in the private sector who has a decent dental plan either. Why is dental insurance so horrible? Dental insurance is not a luxury and people with families need dental but can't afford to go even with insurance.

I'm looking for independent dental insurance plans that cover out-of-network dentists in CT. Anyone? I'm self-employed and would like to purchase dental insurance, but my dentist is not affiliated with any dental plans (out of network) and all the plans I have found only cover in-network dentists. Does anyone know of a dental plan that covers out-of-network dentists?

Are cosmetic dental services such as teeth whitening covered by most dental insurance plans? Other examples might be porcelain veneers, dental implants and bonding. Are these normally covered by regular medical/dental insurance plans provided by employers?

who is the best place to go through for Dental insurance/plans? I am looking for a dental insurance/plan for Roseburg, Oregon. I have never had to find one before. All places I have worked at had their own insurance that I went through. Websites would be a plus. Also...it needs to include Orthodontics. My permanent retainer just fell out. So much for that permanent cement that they put it in with. Which is still stuck to my teeth.

Why are there no good dental insurance plans? I can buy health coverage - but only "dental discount" plans that really don't help that much. I am not looking for plan names, etc... but the reason why it is hard to find good dental coverage. As a side note, What do you think of Brandon Jacobs?

Anyone from Washington State know of any good dental insurance plans? Im a college student that needs dental work done. I work part time, so its hard to pay out of pocket and the place i work doesn't offer health/dental insurance at all. What should I do?

is there dental insurance/plans that pay for everything? it seems like there are a million dental plans but for the services they offer they only pay like 30% of what it costs so it kind of seems stupid to pay them every month when you're going to be stuck with a huge dental bill anyways. Are there insurances that pay like how health insurance is, if I get a bill from the dr from something health ins didn't pay it's usually just for lab work and everything else was paid in full or close to it.

What does a 6 month elimination period for dental insurance/indemnity plans/discount plans mean? I'm looking for an individual dental plan and I'm coming across terms I don't know. One of which is "6 month elimination period." I have no idea what this means. Please help.

Who offers the best dental insurance plans? I dont want to have to pay out of butt for my insurance. I need it just for myself.I dont really want a high deductible. I am going to need quite a bit of dental work in 2010. Extractions and such. I dont even know where to start. I'm not taking the dental insurance through my employer. I would also like a higher "annual max benefit"

Are there any legitimate dental insurance plans for self employed people? Are there any legitimate dental insurance plans for self employed people? Not "discount programs", but true blue, real dental insurance programs for people whom are self employed? I have combed the internet and cannot find any except the "bogus" discount programs. Surely it exists.

Does anyone have any info on: vision and dental insurance plans for purchase monthly ? I only have health insuarance at work. I would like to purchase a dental and vision plan together.Thank You.

Paid by both Medical and Dental Insurance plans? Hi guys, My boy friend is getting a surgery on his jaw -- his surgeon explained that the nature of his condition is both dental and medical. In his case, how does he get coverage from his medical and dental insurance? Does he choose one or the other depending on each treatment procedure and respective coverage rate, dedutcible? For example, if he gets CT scan on his jaw, who does he file this claim with? Whichever provides more coverage? Anyone that has knowledge in this are, I would appreciate your input/advice/thoughts. Thank you!

I have two dental insurance plans. Can my dentist charge both companies for the same procedure? One plan is a PPO at 100% coverage up to $1500.00. The other is an HMO with copays. My dentist is charging both companies for my daughter's root canals. They charged both companies for my 4 crowns AND they want me to pay $750. Are the companies being robbed? I think I am being robbed as well! What do I do? Both plans are being billed the entire amount.

If I have 3 dental insurance plans and a ton of dental work to be done, how can I get? my dentist office to submit certain procedure charges to certain insurances? since each plan covers something different that i need done, and vice versa?

Can I use two different dental insurance plans from different jobs on one procedure? So that I don't have to pay any fees. oh because I have one real crappy insurance and one great one and like the good one covers 90% of one procedure and the other one can cover the last 10 %, the other procedure is covered 50% by one and also 50% by the other. Some folks tell me yes. Some folks told me no insurance company's won't pay if another company paid part, I'm thinking why the heck not? I'm paying both you!

what the best dental insurance i can get being self employed? i find a lot of dental plans? These so called dental plans sound sketchy . and i cant find dental insurance in louisiana from someone i have heard of . anyone have any suggestions?

Are dental discount (not quite the same as dental insurance) plans tax deductible as medical expenses? . . . subject to the 7.5% of adjusted-gross-income gap, of course. In other words, if you don't spend more than 7.5% of your income on medical and dental expenses, then it's not judged to be an undue burden.

Cheap individual dental insurance plans in NY? Does anyone know of an affordable dental plan in NY area? Thanks!

What are some good Dental Insurance plans in CA? Some require a 3-6 month wait period, is there any way around this ?

Does San Diego State University have dental insurance plans for students? If yes, approximately what price range do they fall under?

Are there dental Insurance plans that can be activated in less than 30 days? I've run into a situation where I need ti buy insurance asap and get in. I'm not so keen on the discount plans but that seems to be all I can do. I'd like to ask a dentist a few questions. I'm new to my state and do not yet have a dentist here. I've chipped a tooth and it has negotiated a crown. It's sensitive but not super painful. please help point me in a good direction.

are there any affordable health and dental insurance plans out there,i mean really affordable? i am going through a financial crisis so to say, and cant find any affordable health and dental plans out there.

What is the difference between dental insurance and dental plans?

Best dental and health insurance plans? I'm shopping for affordable yet good dental and health insurance plans. I live in the SF Bay Area, California. Reccomendations? Thank you. Also, are there any dental insurance plans that covers cosmetic procedures such as veneers or orthodontics??

what is the difference between dental plans and dental insurance what is reguired to apply? my husband has a steady job and i recieve disability and we both need major dental work done.any suggestions, might help... thanks...

Know of any good dental insurance plans? I'd like one for me that I could afford that offers good benefits. I need to get cavities removed so I can put braces on to help straighten my teeth. I got some cavities out last year but I missed out on signing up for this year coming up. So now I'm trying to find one. I really don't want to wait a whole year to get my teeth fixed. If you know any, please help me. Thanks :)

Any temporary dental plans/insurance that cover braces? I need braces but my parent cant buy me them since theyre too expensive so im wondering if there is a temporary dental plan or insurance that covers braces or discounts the price significantly without any strings attached once I want to get out once I get my braces and that is reliable

good dental insurance plans in california? i need to get an affordable but at the same time durable dental insurance in California to get get my teeth fixed. Anyone to suggest me some dental insurance company and plans? I am looking for companies that are registered and approved to offer dental insurance in the state of California or nationwide. Thank you

Which company has the best dental insurance plans that cover most of the dental work? in tn

Are there any dental insurance plans with no elimination periods?

Should I get a second dental insurance plan? I am a college student, and currently covered under my parents' dental plan. I need to get all of my wisdom teeth extracted, and I found out that I possibly also need 3 root canals. My insurance only covers $1500 per year. I don't want to put off this work, but I don't think I can afford this. Would getting my own individual dental insurance plan help? What plans are good, and what is a decent price/yr for an individual plan?

Any good dental insurance plans that have orthodontic coverage in CA that cover invisilign or ceramic braces? Thank You!!

Do any private dental insurance plans cover wisdom teeth removal, and if so, which ones? By the way, they are impacted

Can I use one of those dental discount plans along with regular dental insurance? My dental insurance maxes out at $1,000 per year. Can I also use a dental discount plan at the same time? Will one of them pick up part of the tab for where the other one left off? (Does that make sense?)

Dental plans? insurance? I am unable to recieve dental insurance from my job. I need some work done asap. I googled dental insurance/plans and got some hits. First question-are these companies legit? also. Does anyone else have independant dental insurance that they didnt get through their job? and is it good? Thanks!!

Do you think that dental work should be covered by regular health insurance plans? I don't see why it isn't already. If your teeth get too bad, it can affect your brain. Are there any health insurance plans that include dental, or do you always have to get dental separate?

Dental Insurance Plans in North Dakota? I live in North Dakota and I am looking for a Good Dental Insurance Plan. Can anyone help me. Thanks

Dental Insurance? Was wondering if there is any dental insurance plans that would cover (or help) taking care of my dental veneers if anything should ever happen to them

Are there any good dental insurance plans out for Veterans that charge less and give good coverage? I am a Vet who served in Iraq and I don't make much money now. I need to get some good dental coverage. I have found some dental plans out there, but they are not any good. You pay $100 a month and they only pay 30 to 50% of your bill for any Dental visit. That is BS! They should pay more than that! Anyway, the VA will only provide Dental benefits to people who are 100% Disabled or those who have military related dental problems. I don't qualify. I need an insurance plan that is cheap and affordable and one that will pay more than just a little bit for a Dental visit. My employer will not provide it either.

Dental insurance plans for low-income people? I can't afford my dental procedure (and it needs to be done as soon as possible). Is there any kind of dental insurance that could help me substantially?

Is there a personal dental insurance plan out there to cover implants? I'm self-employed and need to get a dental plan that would hopefully cover much of the cost of bridges and tooth implants without a long waiting period. Are there such dental plans out there? NO SPAM PLEASE!

Does any one know any discount rate for Dental Insurance plans?

Any recommendations for affordable individual/family dental insurance? I already looked on google and found a few affordable dental plans for myself...Is there anyone who is currently enrolled? How are the prices? Any recommendations on where i should enroll, or insurance plans i should stay away from? I was interested in Aetna dental plan. Is there anyone whose enrolled with them?

Can I have more than one dental insurance plan? I currently pay right around $2/wk for dental insurance through my employer. It's an "okay" plan that covers the basics, but if you need heavy dental work done, it'll still wind up being very expensive. What I want to know is if I have one plan that covers 25% of a service, can I have two plans that cover a total of 50% of the service, or even four plans and be 100% covered? I need to have four molars "replaced" either via implant or bridge.

Dental Insurance plans are there any dental insurance plans with no qualifying period ?

Two Dental Insurance Plans UK? I am currently under a 12 month contract for my own personal Dental Insurance plan to help me with NHS dental costs. However, I have also just started a new job and get NHS Dental Cover as one of the benefits. I have a crown procedure coming up and neither of the policies will cover the cost completely (as I want a white crown as opposed to a gold coloured one) and I'm just wondering about the legality of claiming for the procedure on both policies?

Does anyone know if dentists accept dental insurance as well dental discount plans? I have dental insurance but I was thinking that if I bought a discount dental plan I can use the both and hopefully double my savings.

what is the best dental insurance plan? i'm looking to buy a dental plan and i have no idea about different tips of plans like DHMO, PPO and ... please help me with your experiences and comments.

Any dental insurance plans that cover Invisalign? I know that most insurance plans that cover braces will usually cover part of invisalign .. but im having a hard time finding a good plan. Any suggestions??

Are there any good dental insurance plans out for Veterans that charge less and give good coverage? I am a Vet who served in Iraq and I don't make much money now. I need to get some good dental coverage. I have found some dental plans out there, but they are not any good. You pay $100 a month and they only pay 30 to 50% of your bill for any Dental visit. That is BS! They should pay more than that! Anyway, the VA will only provide Dental benefits to people who are 100% Disabled or those who have military related dental problems. I don't qualify. I need an insurance plan that is cheap and affordable and one that will pay more than just a little bit for a Dental visit. My employer will not provide it either.

DENTAL insurance/PLANS FOR A CHILD??? I am 24 single self employeed partent living in GA. My daughter is 5 years old. I took her to the dentist with no insurance and paid $200 for xray's. She has 5 cavities and it will cost $200 for each crown. I dont know if I am eligible for medicaid so I was looking for private insurance. I honestlyu dont know where to begin to look for dental care plans. I know I dont want to pay $1000 if I can pay way less.....If I have to pay cash I will cause my daughter needs it but if anyone has some good ideas where I can get good plans please give me some input. Thanks

Anyone know of any good dental insurance plans? Im a college student that needs dental work done. I work part time, so its hard to pay out of pocket and the place i work doesn't offer health/dental insurance at all. What should I do? thats the problem...i live in the US

Any dental discount plans or insurance that covers orthodontics for adults? I am 22 and am planning on getting braces for my bilateral crossbite in January or February. In the meantime, I'm wanting to see if there are any dental discount plans or insurance that covers orthodontics for adults. I have dental insurance through Delta Dental, but they only cover braces for children to 19. Any help would be appreciated! Thanks!

Can anyone inform me about dental insurance plans in Texas? Me and my family are planning to move to Texas by next month. We plan to purchase dental insurance plans especially for my dad who's thinking about having an orthognathic surgery. Please help me guys! Thanks!

Is there any dental insurance plans for college students or any other options? I live in NY I've had bad teeth my whole life and have only been to the dentist a few times due to lack of insurance and I'm sick of my smile and everything else wrong with my teeth, I don't have much money and I was wondering if there is any insurance plans that a college student could get to help cover the costs, there's no dental schools or anything like that around me so that isn't an option

Can I use 2 dental insurance plans? All dental insurance seems to suck if you need major work... Can I use two plans to help cover the cost?

If I pay for two separate dental insurance plans, do I have to use coordination of benefits?

what is the best available dental insurance for a college student needing braces? I am 20 years old and I need braces. I don't make very much money and I don't have insurance so I wanted to try and find a good dental insurance plan so I don't have to pay a lot for braces. Anyone have any good insurance plans they know of for college students that need braces? Any help would be great, thanks.

Can I still get on a medical and dental insurance plan? I need to sign up with a good medical and dental insurance since my job does not offer any benefits. I was wondering if i can just sign onto a medical and dental insurance on an independent basis. If so, please recommend a good medical and a good dental carrier. I live in Arizona if that makes a difference. Thx in advance. PS> I wonder if there is a plan that offers both medical and dental all in one out there some where.

Which is better in the long run, a dental plan or a dental insurance? I am retired now, just me and my wife. I have looked at dental plans and dental insurance (which is expensive). We'll need more dental work done in the near future, whish is better to go with for the long run?

Which offers better coverage, dental insurance or dental discount plans? I also need vision coverage...Thanks in advance!

can you have & use two seperate dental plans at the same time? I have a dental insurance plan and my employer offers one too, can I use both at the same time?

Dental insurance for an adult in need of braces? I am almost 21 years old and will be getting braces within the year and was wondering if anyone knew of good dental insurance plans for adults that includes braces. Please, legit companies, preferably first hand experience with them. Thanks!

What's the difference between dental insurance and dental plans? I need to see a dentist and don't get coverage through work. I've googled dental insurance, but dental plans keep coming up. What's the difference? and can you recommend any specific insurance or plan? I live in the SF Bay Area.

What is the best dental insurance plan for California? I am looking for the best dental insurance plan in California that is not a dental discount plan. Please do not respond to me if you are going to try and sell me a discount plan. Thank you

what is the best dental insurance plan for braces? I need braces and my husband has to get his wisdom teeth pulled, so we want a family dental plan. I'm looking for one with good coverage so i don't have to pay over $100 a month for braces. Any advice?

Can you buy a dental insurance plan on its own? I am presently on a COBRA plan with my health insurance, which is still ongoing, but my COBRA dental insurance runs out at the end of this month. The company (Blue Cross Blue Shiled) told me that they don't offer dental in itself. I'm presently a student and don't have options through a company. Is it possible to get dental insurance on its own from a provider? I imagine that this is the case, but I was hoping that people could lead me in the right direction!

I am looking for a good dental insurance plan. Can anyone help me out? I need something that will cover cleanings once a year for me and my husband only. Also I may need to get my wisdom teeth taken out. Should I pay out of pocket or invest in a dental plan?

Can anyone recommend a good dental insurance plan for implants? I need about 20k of work in implants and cannot afford it. I need to find a good dental insurance plan that would provide some coverage to help me pay for this.

Does anybody know a dental plan that except oral surgery or and dental insurance like plan ? Is there an dental insurance plan that i can get

A good individual dental insurance plan? I don't have dental insurance, and my employer doesn't offer any. I seriously need to see a dentist, I haven't been to one since I last had insurance 4 years ago. But I can't afford much right now either. I need a plan that will cover preventive treatment, doesn't have much of a waiting period, and will cover at least some of any major work, because i think I might need some. By the way, I live in central PA.

I am looking for a good dental insurance plan? I am in my 50's and have dental insurance but it doesn't cover some of the major things. I am looking for a supplemental insurance program that might help with the major expenses I might incur in the future. Does anyone out there have any suggestions of any companies I should look at?

When should I add my new baby to my dental insurance plan? I add her to my health insurance within 30 days of her birth. (She's due September 2nd). The next "open enrollment" (when I can add her to dental) will be January 2009. Should I add her then, since that will cover the year she turns one, or wait till the following January? I guess my main question is: I don't need to add her to dental when she's born, like I do for health, right?

Dentists, Dental work, and Dental Insurance plans? For the past 6 or 7 years, Ive largely ignored my dental problems. Ive had bad teeth all my life from taking a medication for seizures. I don't have then anymore, and I'm nolonger on the medication but my bad teeth persist. I rely haven't been able to afford to get my teeth fixed until now, and even now with my son being 6 months old, and all the new expenses I don't have much more than I did before. My dental problems however have gotten to the point where I can no longer afford to put them off any longer. I have two molars with about 1/4 of each tooth missing, and every other tooth in my mouth has some kind of discoloration or hole in it. I'm use to the constant tooth aches by now, so much that I hardly even notice them any more. Indeed I cant even remember what its like for my teeth NOT to hurt. I haven't had any kind of dental insurance, or seen a dentist in years, so some information might be good. Anyone have a plan they can recommend? Any good websites with info? Thanks!

What is the difference between Dental Plan and Dental Insurance? I would like to know what is the difference between Dental plan and dental insurance? Which one would you get? which one would cover most of the costs?

I need to find a dental insurance plan for clinton iowa!? A friend of mine live in Iowa and he needs an individual dental plan. I have dental experience but I am not familiar with the private ins carriers out there. He has to have a private one he doesnt get it through his work. Can you help me out?

Looking for dental insurance with orthodontic coverage? Anyone know of any good individual dental insurance plans with orthodontics? I know the coverage for the orthodontics won't be much but the insurance I have right now is with my husband's employer and there is no ortho. Any help would be great.

dental insurance vs dental plans? I have to go to the dentist and possibly have some work done on my teeth. I want to get some sort of insurance or a dental plan to help me pay because i know its going to cost a arm and a leg. So does anyone know anything about dental plans? from what i read they are a lot better than insurance? and they seem cheaper too? but this seems too good to be true! so does anyone have one or know anything about them? i was told to go here.. http://www.dpbrokers.com/default.aspx?locationid=20349 i dont get what the difference is between discount plans and fee for service discount plans? how will i know which one im getting? and making sure im not being ripped off??

What's the difference between health/dental insurance and a health/dental plan? I don't get insurance through work but I saw something online for health and dental plans. They seem a lot cheaper than getting insurance on my own. Has anyone tried this? Is there a catch I'm not seeing? Thanks!

What dental insurance covers more and active immediately? I really need to fix my teeth, root canal and fillings. Any good dental insurance plans?

Does anyone know an inexpensive dental insurance plan that will cover a mouth guard? I've been clenching my teeth at night and I want to get a mouth guard through my dentist. The cheapies did not work. My insurance doesn't cover it. Does anyone know of a discount plan that does cover part of the cost? Thanks

What is the most popular/best dental insurance PPO in south florida, St lucie county to be exact? I'm looking for a good dental insurance plan. One that is not so expensive and preferably with no or

does anyone know if this right about elimination periods with dental insurance plans? because I thought an elimination period was when you could get dental work done before the elimination period was over and they would cover the procedure you had done once you elapsed the elimination period even though the procedure was done before the elimination period expired... as long as you maintained the same insurance

What do dentists think of discount plans versus dental insurance?

Can somebody help me find good dental insurance online? I was looking for dental insurance, not dental plans. And I was wondering who has the best coverage. Please help, I need a deep cleaning so bad!

Can someone please explain me the difference between discounted dental plan and dental insurance? Can someone please explain me the difference between discounted dental plan and dental insurance? Which one is better? I am so confused. Thank you all. Ann.

How much typically is the best dental insurance for one adult? what do the best dental insurance plans cost usually for one healthy adult that must pay on their own? are there limitations in these "best" plans? any cover anything and everything without question? like all of the expense on big proceedures such as braces?

Dental individual insurance plans in NYC? I am needing an individual insurance plan, due to that I need have some work done, however I dont have insurance through my employer. What should I do? I live in Staten Island NYC

Do any dental plans or insurance providers cover sedation?

Best dental insurance in San Diego? What do you use and are you happy? I need to get a new Dental Insurance Plan. I want one that people are happy with. My last insurance was a nightmare.

what is the best dental insurance plan? I live in St Louis Missouri and I have Health insurance coverage from Aetna, but I don't have any dental plan. What is the best dental plan?

I am wondering if one of those dental insurance plans thru AFLAC, etc. is ever a good investment.? It seems that you'd sometimes pay out way more in premiums than what a lot dental / orthodontic costs would be.

Does anyone have the name of a good dental insurance plan that I can subscribe to as an individual? I have tons of dental work that I need and want to have done but the cost is crazy ($17,000.00).

Dental Discount Plans vs Dental Insurance? What's the difference between Dental Discount Plans vs Dental Insurance? Which is better? Also, which dental insurance is the best?

Dental insurance or plan for invisalign ? Hi, I would like to have invisalign in boston. I dont have dental insurance. Could you please tell me which dental plan/insurance is good for invisalign? and also do u suggest any dentist in boston? Thankyou very much.

What is the best dental plan/or insurance for restoration work? I am seeking an insurance plan or discount program that handles restorative work and implants unless someone knows of something new for teeth that have been knocked out or broken off . Looking at the entire upper mouth front and 2 molar on one side. Money is an issue but so it this persons emotional welfare. What type of program is best for this extensive work? Does anyone know about costa rica dentists? I hear they are cheaper and they can do the work at just a few sittings>>>