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Does cigna dental insurance cover wisdom teeth extraction? I need to get all four of my wisdom teeth removed because there is not enough room for them. My dentist referred me to an oral surgeon. Will Cigna dental insurance cover it, and will they cover sedation for the procedure? I am also covered under cigna medical insurance. Since it is technically surgery, will my medical insurance cover the cost?

Does anyone in the Chicago (south-side or downtown) area have dental cigna insurance? Does anyone in the Chicago (south-side or downtown) area have cigna insurance that could recommend a reliable dentist in the network?

has anyone else used cigna dental insurance for braces for there daughter? just wondering how much out of pocket it would cost if braces cost $6000

does anyone know if Cigna dental insurance will pay for lumineers?

I need a bridge for 1 of my teeth.Should I do it under a DHMO or a PPO plan under CIGNA dental insurance? The DHMO plan has horrible dentists very far from me , but it costs only $800 vs a PPO plan which has great dentists close to me but it would cost $1,500 probably. What should I do? i cannot change to a PPO plan until next year. under my current DHMO plan I pay a copay of $255 3 times for a 3 part bridge vs a PPO plan where I have an yearly maximum of $1,500 and Cigna dental covers 50% of the bridge. A bridge costs $2,700 so they cover half of it. PPO gets my the dentist I like better, but it also wipes out my yearly maximum.

Cigna Dental/Vision Insurance? ok, my husband and I got a dental & vision through his employer(pizza hut) with Cigna and we pay almost $60 a month and we don't really understand how all of this works. The papers we got say its a $25 deductible per person, per policy year. Does that mean its like a co=payment that we have to pay when we go to our appointment? And then it lists the services and how much they pay for each. Like $17 for a oral exam every 6 months. we found a dentist in the network. so basically how does all this work and what does it mean when we go to the dentist and eye doctor? please anyone help that has been thru this before. and is there any other plans or companies that offer something better? am i getting a good deal. thank you for your time.

How does dental insurance work? I currently have Cigna's dental insurance and I went to the dentist a couple weeks ago and got diagnosed with Periodontal disease. the treatment is almost 700 with insurance and I was wondering would it be ok to try and find a dentist that is cheaper in this? I am getting some work done at this dentist already such as fillings and I already got a tooth pulled. I just don't want to, if I don't have to, pay 700 out of pocket! Would it be ok to try to find a periodontist that offers cheaper services?

Will my orthodontic Lifetime Maximum start over with a new dental insurance provider? My daughter had a retainer and our insurance carrier, Cigna covered $1500 of it. Now she needs braces and my husband's company is changing dental providers to Guardian. Will that Lifetime Maximum start over with the new dental provider?

dental insurance question? I belong to Cigna dental insurance. Could anyone explain why some peoples dental insurances cover all the costs for dental check ups, x rays, fillings, crowns etc. and other dental insurances only cover a portion of the bill and the patient has to pay the rest? I went to a dentist recently and I had to pay $188.00 for x rays and a teeth cleaning (first time visit). My insurance paid $97.00 of the total bill which was $285.00 which includes a $25.00 annual deductible. Why couldnt my insurance pay for the entire bill of $285.00, whereas some people dont have to pay a nickel for it?

How much does dental work cost (w/o insurance)? I've been going to the same dentist forever and have been using my parent's insurance. I just switched and now have my own insurance - CIGNA. My dentist is not in my network and I would have to pay 50% of all costs every time I go in for a visit. Does anyone know what it costs for dental work on average? Including cleanings, fillings (i get a lot of cavities), occasional xrays?

Which Dental Insurance should I get? I live in New Jersey and my options are either Cigna, Metlife or Delta. Which Dental insurance should I get from these two option? Pros and cons would be great.

How do you research review Dentists in your area? I've got Cigna Dental Insurance with my company and I'm trying to find a good dentist in my area. San Jose / Fremont , CA area to be exact. Anybody know of any websites I can go to to research review Dentists?

Does anyone have invisalign or know someone who does? does it really work? my two front teeth are crooked, one of them is overlapping the other one and i want to see if it would straighten those out. how much on average is it? does Cigna dental insurance cover it?

How do I receive medical and dental care with insurance but no credit? Recently my wife and I have stabilized our finances by entering a debt management plan. This effectively "froze" all of my credit cards not even leaving me my emergency card which I had paid about $3,000 down on. They aren't technically canceled but I am unable to charge anything to them until completion of my debt management plan. My wife and I both have medical, dental, and vision insurance but no credit. How do I receive health care since they bill you the full amount minus the co-pay immediately? I have a broken tooth that I know is about to give me a one way ticket to immobilizing pain but we still live paycheck to paycheck with about $100 going into savings per month. There is also my diabetes which is going untreated and my wife has cavities that need to be filled. Is there a medical deferment or payment plan possible? I really have no idea what to do and I am getting very limited information searching on google. We have Cigna for health insurance and Advantage Dental.

should i change dental insurance? ok i went to the dentist and main things i need are scaling, root canal and a precious crown. total amount with insurance is $2325. why does my insurance only cover $490 of this money? i have cigna dhmo.

Can someone take a look at my dental insurance, I have a question about it? Please review your plan documents for full details, including exclusions, limitations and state mandates that might affect your benefits. Please be aware Deductibles and Maximums apply to both the In-Network and Out-of-Network Benefits. Deductibles In-Network Out-of-Network Individual Calendar Year Deductible Basic & Major Restorative, Orthodontic $50.00 $50.00 Family Calendar Year Deductible Basic & Major Restorative, Orthodontic $150.00 $150.00 Maximums In-Network Out-of-Network Individual Calendar Year Maximum Diagnostic & Preventive, Basic & Major Restorative $1,000.00 $1,000.00 Individual Lifetime Maximum Orthodontic $1,000.00 $1,000.00 Member's Coinsurance Percents In-Network Out-of-Network Reimbursement: Fee Schedule Reasonable and Customary Basic Restorative 20 % 20 % Diagnostic & Preventive 0 % * 0 % * Major Restorative 50 % 50 % Orthodontic 50 % 50 % * Fields that display zero as the Member's Coinsurance Percent indicate that CIGNA covers this service at 100%. Frequency and Age Limitations Specific Coverage Information In-Network Out-Of-Network Dependent Age Limitation 19 19 Student Age Limitation 25 25 Date Coverage Ends Birth Month Birth Month Procedure In-Network Frequency/ Age Limit Out-of-Network Frequency/ Age Limit Oral Exam Twice per Calendar Year Twice per Calendar Year Full Mouth X-Rays Once per 36 Consecutive Months Once per 36 Consecutive Months Adult Cleaning Twice per Calendar Year Twice per Calendar Year Child Fluoride Once per Calendar Year / Under Age 19 Once per Calendar Year / Under Age 19 Topical Sealant Application Once per 36 Consecutive Months / Under Age 14 Once per 36 Consecutive Months / Under Age 14 Crown Once per 60 Consecutive Months Once per 60 Consecutive Months Bridge Work Once per 60 Consecutive Months Once per 60 Consecutive Months Orthodontics Coverage for Dependent Children Coverage for Dependent Children Now my question is....see where it says "frequency and age limitations"? where it says something about being 25? I turned 25 on september 2nd, can I not use this insurance anymore for myself, its dental insurance through my employer so it wasnt explained very well, or can I use it maybe until right before I turn 26, meaning can I use it while I'm 25 or did it end as soon as I turned 25? and why does it say "student age limitation age 25" I'm not a student...this is through where I work, if I cant use it anymore I dont want it so I am trying to figure this out.

How much does a tooth crown cost WITH insurance? i have insurance cigna ppo i think; it also covers dental. my dentist says i need a crown on my bottom right molar how much does it cost on average with a good dental plan, i think mines is good whats considered good i think its like 80% coverage but i'm not sure if it's for crowns too

insurance and braces help? i have cigna PPO dental (high) insurance and they cover some of my braces but its through work. if i quit work now i lose my insurance--will i have to pay full price for my braces? i have what insurance didnt pay set up on a payment plan thru my orthodontist, but will my insurance company take what they paid back if i quit work? we pay month to month for it in order to keep our services! thanks

Can you buy more than one dental insurance plan and will they all pay for dental work done.? Are there any plans that will pay for implants that are there to hold your lower and upper dentures. I have gum desease and will need all my teeth taken out sometimes in the near future. I have cigna that I have paid their premium for the last 10 years and never used them ouce but they only pay a maximum of 1500.00 per year and I know that is only a fraction of what it will cost.-----Thank you for any answers.

I need to know about dental savings plans.? I have dental insurance but they only cover up to 1000.00 worth of treatment yearly. I am very close to maxing out and I have a lot of dental work left to do and my insurance does not roll over until next October. So I the question is... Are these dental savings plans through Aetna, Cigna..etc... worth the money? I would like to find one where I don't have to pay up front and be refunded later... Any suggestions?

Can a Dentist submit a claim to 2 Dental Insurances? Recently I canceled my Cigna plan and picked up Metlife, my dentist submitted a claim through Cigna, received payment and then submitted the same claim through Metlife, and received payment....I think Cigna paid because of the carry over and Metlife paid because that is my new plan. Now he is trying to charge me for what Metlife didn't pay....is that legal?

how much to get your teeth pulled at aspen dental? I have some extra teeth that's in the back of my mouth, and also some teeth that really need to be pulled. I have insurance cigna but I don't want to spend at lot out of pocket. Help!!!

I need a lot of dental work done, probably in the thousands? I have several large cavities, broken and chipped teeth, and probably need a few roots canal. My insurance only covers about 1400 a year (cigna) what can I do? My bad teeth problem started with the military, using students to do dental work on soldiers for free, and thus shoddy quality.

Good dentists in the chicago sw side? Im trying to find a good dentist. I went to a new dentist and i completly dislike him he barely spoke to me, didnt clean my teeth or check him as i asked or an eval on my wisdom teeth(they need to be taken out). He said my teeth need to be clean walked out and had his asstant come in and tell me my appt would be in 2wks not with the doctor i just seen and i have to pay 400.00. Now im sure thats not a correct way to treat a patients especially when its only the first time. Any suggestions on places?? I live by the midway airport area. I also have insurance, cigna dental hmo Thanks,

Do anyone know of an alternative dental plan that I can add with my career provided plan? I was hit recently by a drunk driver in broad daylight and the driver had no insurance and my insurance company only paid for the vehicle. Do anyone know of an additional dental plan that will not conflict with Cigna Dental Plan? Also, one that is affordable too. I reside in Houston, TX now and will also need a dentist unless I travel back home to Chicago. Thanks in advance.

Requesting for additional dental coverage? I have CIGNA PPO and an annual dental max limit of $1500 - yes, it sucks. I need to get (2) D2740, D6750 and D6240 but clearly it is WAY over the max amount allowed. Has anyone ever asked their HR to increase dental coverage and how did you do this? Or has anyone ever appealed their dental company after something like this was performed? It is major restorative, but the insurance and HR might consider it as cosmetic, but I hate the way my teeth look and it's really affecting the way I am. Any serious answers would be greatly appreciated. Thanks.

My daughter needs braces? If I have dental insurance on my daughter and so does my ex. Will both insurance companies pay the amounts? My BC/BS insurance pays 50% and his CIGNA also pays 50%. Can someone explain to me if they both can be used towards the cost of the braces?

how can i fix bad breath? ok i went to the dentist and i need certain things done. Scaling, root canal, crown. and braces. see my teeth arent straight so its harder for me to clean properly. and out of 2325 insurance only covers 490. and i cant switch dental plans(cigna dhmo) until 2008. is there anything specific i can be done to fix this problem. maybe just a cleaning. i need to do something to fix my relationship. mints and mouthwash dont help

for those of you that said $75 is cheap and asked if it was really insurance...? i am told it is a cigna plan...i have a $20 copay, all routine visits and followups are 100% covered...the deductible is $1000 but my understanding is that is only for non routine appts and procedures...the vision is a "plan" it covers $35 or exan and $250 for glasses contacts ect every other year...they said i pay out of pocket then will be reimbursed. dental has 100% coverage for routine and 80% for more complicated things and 50% for dentures... i am excited that i can afford it... i guess i didnt really ask a question yet...sorry...i will do better next time

How can I provide the following for a baby sitter? Medical HMO and PPO plan offered. Plans from are Aetna, Kaiser. Dental DHMO and PPO plans from CIGNA Dental are offered to benefit eligible associates. Vision Vision Service Plan (VSP) is offered to all our eligible associates. Life & Accidental Death Insurance Basic Term life and accidental death and dismemberment (AD&D) coverage is issued at no cost. In addition, eligible associates are given an opportunity to purchase additional coverage. Supplemental Life & Accidental Death Insurance In addition to the coverage provide by the company, you may purchase an additional amount of Supplemental Life and Accidental Death and Dismemberment (AD&D) Insurance for yourself and children. Flexible Spending Accounts (FSA) Flexible Spending Accounts allow you to set aside pre-tax dollars for out-of-pocket health care expenses not covered by the medical plan and dependent care services for eligible children and other qualifying dependents. 401(k) Savings & Retirement Plan

It's going to cost too much to have my dentist put in a bridge , can I have a dentist do it in Europe? I have Cigna dental and it looks like I have to get a bridge done which costs $600 after insurance coverage plus another $500 of LAB FEES! My question is this...I travel every year to Europe and a family member works in government and they use a great dentist. They would charge me only $400. I figure since I will be travelling there anyway, why not have them do the bridge work? Positives vs Negatives?