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Does cigna dental insurance cover wisdom teeth extraction? I need to get all four of my wisdom teeth removed because there is not enough room for them. My dentist referred me to an oral surgeon. Will Cigna dental insurance cover it, and will they cover sedation for the procedure? I am also covered under cigna medical insurance. Since it is technically surgery, will my medical insurance cover the cost?

Does anyone in the Chicago (south-side or downtown) area have dental cigna insurance? Does anyone in the Chicago (south-side or downtown) area have cigna insurance that could recommend a reliable dentist in the network?

has anyone else used cigna dental insurance for braces for there daughter? just wondering how much out of pocket it would cost if braces cost $6000

does anyone know if Cigna dental insurance will pay for lumineers?

I need a bridge for 1 of my teeth.Should I do it under a DHMO or a PPO plan under CIGNA dental insurance? The DHMO plan has horrible dentists very far from me , but it costs only $800 vs a PPO plan which has great dentists close to me but it would cost $1,500 probably. What should I do? i cannot change to a PPO plan until next year. under my current DHMO plan I pay a copay of $255 3 times for a 3 part bridge vs a PPO plan where I have an yearly maximum of $1,500 and Cigna dental covers 50% of the bridge. A bridge costs $2,700 so they cover half of it. PPO gets my the dentist I like better, but it also wipes out my yearly maximum.

2 root Canals CIGNA PPO Dental Insurance ???Will they Cover Crowns ? I have dental Insurance through my job that covers 80%. I only paid $260 out of pocket for 2 root canals. I was wondering If you can use your Insurance as much as you like a year ? My teeth are in pretty bad shape (in the back) I have cavities on the inside of my teeth (outside looks perfectly fine) I had my two front teeth done. Are crowns mandatory. Will I be able to whiten my other teeth to match the crown. Just clueless with you Insurance How much can you spend yearly

tooth implant,and braces cost with cigna insurance/? 2012 is my first year with cigna dental insurance,i have a missing tooth in the lower back side of my mouth and want to get a dental implant for it.i'd also like to get CLEAR braces,for the top of my mouth only,to correct a small gap.the last dentist that looked at my mouth said i'd only need braces for the top of my mouth for 6 months or so,didn't have insurance though,so i declined.not sure if cigna covers both procedures,and how much of it.does anyone know?i tried looking in the website but didn't understand it. also what is the avarage cost of these procedures?i live in southern california if that makes a difference

Will my orthodontic Lifetime Maximum start over with a new dental insurance provider? My daughter had a retainer and our insurance carrier, Cigna covered $1500 of it. Now she needs braces and my husband's company is changing dental providers to Guardian. Will that Lifetime Maximum start over with the new dental provider?

dental insurance question? I belong to Cigna dental insurance. Could anyone explain why some peoples dental insurances cover all the costs for dental check ups, x rays, fillings, crowns etc. and other dental insurances only cover a portion of the bill and the patient has to pay the rest? I went to a dentist recently and I had to pay $188.00 for x rays and a teeth cleaning (first time visit). My insurance paid $97.00 of the total bill which was $285.00 which includes a $25.00 annual deductible. Why couldnt my insurance pay for the entire bill of $285.00, whereas some people dont have to pay a nickel for it?

Which Dental Insurance should I get? I live in New Jersey and my options are either Cigna, Metlife or Delta. Which Dental insurance should I get from these two option? Pros and cons would be great.

How do you research review Dentists in your area? I've got Cigna Dental Insurance with my company and I'm trying to find a good dentist in my area. San Jose / Fremont , CA area to be exact. Anybody know of any websites I can go to to research review Dentists?

Does anyone have invisalign or know someone who does? does it really work? my two front teeth are crooked, one of them is overlapping the other one and i want to see if it would straighten those out. how much on average is it? does Cigna dental insurance cover it?

Have I Maxed Out My Dental Insurance with 2 Root Canals Alone ? I am not sure about my coverage I will find out tomorrow but I would like an Idea. I have a dental appointment tomorrow and if I have maxed out I will not go! I have 2 dental Insurance a free 1 (Chartered Health) and My Job (Cigna PPO) I used Cigna on 2 root canals in which I paid 236.00 out of pocket 80% covered by Insurance. I need 2 Crowns. Can I use my free Insurance for that ? Is my other insurance maxed out for the year ?

should i change dental insurance? ok i went to the dentist and main things i need are scaling, root canal and a precious crown. total amount with insurance is $2325. why does my insurance only cover $490 of this money? i have cigna dhmo.

Can someone take a look at my dental insurance, I have a question about it? Please review your plan documents for full details, including exclusions, limitations and state mandates that might affect your benefits. Please be aware Deductibles and Maximums apply to both the In-Network and Out-of-Network Benefits. Deductibles In-Network Out-of-Network Individual Calendar Year Deductible Basic & Major Restorative, Orthodontic $50.00 $50.00 Family Calendar Year Deductible Basic & Major Restorative, Orthodontic $150.00 $150.00 Maximums In-Network Out-of-Network Individual Calendar Year Maximum Diagnostic & Preventive, Basic & Major Restorative $1,000.00 $1,000.00 Individual Lifetime Maximum Orthodontic $1,000.00 $1,000.00 Member's Coinsurance Percents In-Network Out-of-Network Reimbursement: Fee Schedule Reasonable and Customary Basic Restorative 20 % 20 % Diagnostic & Preventive 0 % * 0 % * Major Restorative 50 % 50 % Orthodontic 50 % 50 % * Fields that display zero as the Member's Coinsurance Percent indicate that CIGNA covers this service at 100%. Frequency and Age Limitations Specific Coverage Information In-Network Out-Of-Network Dependent Age Limitation 19 19 Student Age Limitation 25 25 Date Coverage Ends Birth Month Birth Month Procedure In-Network Frequency/ Age Limit Out-of-Network Frequency/ Age Limit Oral Exam Twice per Calendar Year Twice per Calendar Year Full Mouth X-Rays Once per 36 Consecutive Months Once per 36 Consecutive Months Adult Cleaning Twice per Calendar Year Twice per Calendar Year Child Fluoride Once per Calendar Year / Under Age 19 Once per Calendar Year / Under Age 19 Topical Sealant Application Once per 36 Consecutive Months / Under Age 14 Once per 36 Consecutive Months / Under Age 14 Crown Once per 60 Consecutive Months Once per 60 Consecutive Months Bridge Work Once per 60 Consecutive Months Once per 60 Consecutive Months Orthodontics Coverage for Dependent Children Coverage for Dependent Children Now my question is....see where it says "frequency and age limitations"? where it says something about being 25? I turned 25 on september 2nd, can I not use this insurance anymore for myself, its dental insurance through my employer so it wasnt explained very well, or can I use it maybe until right before I turn 26, meaning can I use it while I'm 25 or did it end as soon as I turned 25? and why does it say "student age limitation age 25" I'm not a student...this is through where I work, if I cant use it anymore I dont want it so I am trying to figure this out.

How much does a tooth crown cost WITH insurance? i have insurance cigna ppo i think; it also covers dental. my dentist says i need a crown on my bottom right molar how much does it cost on average with a good dental plan, i think mines is good whats considered good i think its like 80% coverage but i'm not sure if it's for crowns too

insurance and braces help? i have cigna PPO dental (high) insurance and they cover some of my braces but its through work. if i quit work now i lose my insurance--will i have to pay full price for my braces? i have what insurance didnt pay set up on a payment plan thru my orthodontist, but will my insurance company take what they paid back if i quit work? we pay month to month for it in order to keep our services! thanks

Better dental insurance? cigna is not helping one bit because it helps pay for what it wants to pay for...my family can't afford anything too high like a root canal or even braces!! what can i do??

I need to know about dental savings plans.? I have dental insurance but they only cover up to 1000.00 worth of treatment yearly. I am very close to maxing out and I have a lot of dental work left to do and my insurance does not roll over until next October. So I the question is... Are these dental savings plans through Aetna, Cigna..etc... worth the money? I would like to find one where I don't have to pay up front and be refunded later... Any suggestions?

Can you buy more than one dental insurance plan and will they all pay for dental work done.? Are there any plans that will pay for implants that are there to hold your lower and upper dentures. I have gum desease and will need all my teeth taken out sometimes in the near future. I have cigna that I have paid their premium for the last 10 years and never used them ouce but they only pay a maximum of 1500.00 per year and I know that is only a fraction of what it will cost.-----Thank you for any answers.

Can a Dentist submit a claim to 2 Dental Insurances? Recently I canceled my Cigna plan and picked up Metlife, my dentist submitted a claim through Cigna, received payment and then submitted the same claim through Metlife, and received payment....I think Cigna paid because of the carry over and Metlife paid because that is my new plan. Now he is trying to charge me for what Metlife didn't pay....is that legal?

how much to get your teeth pulled at aspen dental? I have some extra teeth that's in the back of my mouth, and also some teeth that really need to be pulled. I have insurance cigna but I don't want to spend at lot out of pocket. Help!!!

I need a lot of dental work done, probably in the thousands? I have several large cavities, broken and chipped teeth, and probably need a few roots canal. My insurance only covers about 1400 a year (cigna) what can I do? My bad teeth problem started with the military, using students to do dental work on soldiers for free, and thus shoddy quality.

Good dentists in the chicago sw side? Im trying to find a good dentist. I went to a new dentist and i completly dislike him he barely spoke to me, didnt clean my teeth or check him as i asked or an eval on my wisdom teeth(they need to be taken out). He said my teeth need to be clean walked out and had his asstant come in and tell me my appt would be in 2wks not with the doctor i just seen and i have to pay 400.00. Now im sure thats not a correct way to treat a patients especially when its only the first time. Any suggestions on places?? I live by the midway airport area. I also have insurance, cigna dental hmo Thanks,

Do anyone know of an alternative dental plan that I can add with my career provided plan? I was hit recently by a drunk driver in broad daylight and the driver had no insurance and my insurance company only paid for the vehicle. Do anyone know of an additional dental plan that will not conflict with Cigna Dental Plan? Also, one that is affordable too. I reside in Houston, TX now and will also need a dentist unless I travel back home to Chicago. Thanks in advance.

I was thinking about orking for sears but wanted to make sure they offer health insurance, is it good coverage? If they do have coverage, about how much does it cost for family, and what does it cover. Is it ppo/hmo/major company like cigna or aetna, etc. Is there a waiting period? Is there dental/vision?

Has anyone had Dr. Alison Zuccala as their orthodontist? Okay...So I'm 15 years old and I went to the dentist today and he says I have a bit of a malocclusion with some crowding issues and that based on his knowledge, I would be eligible for invisalign. My friend told me that she had Dr. Alison Zaccala as her orthodontist. First off, Does Dr. Zuccala carry invisalign/ invisalign teen. Secondly, What is your honest opinion of her? and Lastly, Do you know of the dental insurances she accepts? If you could let me know...Her office is in Depew and Orchard Park. Also, if you have any other suggestions as far as orthodontists that accept CIGNA dental and carry invisalign...LET ME KNOW! :) Thanks

Good Dentist Around Hurst, Euless or Bedford TX? Looking for a great dentist around the area that take Cigna Insurance. Also a added plus would be open late or on weekends, available for emergency calls, does a payment plan on dental work. If you know of any that you have personally been to please let me know!

Requesting for additional dental coverage? I have CIGNA PPO and an annual dental max limit of $1500 - yes, it sucks. I need to get (2) D2740, D6750 and D6240 but clearly it is WAY over the max amount allowed. Has anyone ever asked their HR to increase dental coverage and how did you do this? Or has anyone ever appealed their dental company after something like this was performed? It is major restorative, but the insurance and HR might consider it as cosmetic, but I hate the way my teeth look and it's really affecting the way I am. Any serious answers would be greatly appreciated. Thanks.

Need a bit of help picking out dental coverage? I have had medicaid through Fidelis for about 4 years (NY state). I got married in May, and when my renewal came up, I listed my husband as well - knowing that I wouldn't be fully covered as I had in the past. They dropped me completely, as we make too much - giving me a whopping 3 weeks notice. So, at the moment, we have no health insurance at all. My husband's employer doesn't offer insurance, and he is currently searching for another job - hopefully one who provides benefits. I'm only part time, and can't change jobs right now (no vehicle), so I am not offered insurance either. My husband needs dental work done BAD. I have a few issues of my own, but his is far worse. The front right teeth in his upper row are literally falling apart. Years of constant soda consumption I feel have really contributed to this. Just in the past 2 weeks, he has had small pieces break off of two of them. I was looking online, and came across "Preferred Network Access by Cigna". Obviously, it won't fully cover anything he has done, but it would certainly save us quite a bit in the long run. There were several others listed, but Cigna's seemed to have the most reasonable terms out of what I checked out. For now, I am ONLY looking at dental, as to give us more time to shop around for full health insurance. Has anyone ever had this plan? If so, was it worth it? I would really like to find something quickly - he isn't in pain YET, but if it gets any worse at all, he will be. Thanks so much for any help! I just want to add - this is our first time looking for our own insurance, so pardon my ignorance please. I'm trying to learn as much as possible before I just go diving into something. =]

My daughter needs braces? If I have dental insurance on my daughter and so does my ex. Will both insurance companies pay the amounts? My BC/BS insurance pays 50% and his CIGNA also pays 50%. Can someone explain to me if they both can be used towards the cost of the braces?

how can i fix bad breath? ok i went to the dentist and i need certain things done. Scaling, root canal, crown. and braces. see my teeth arent straight so its harder for me to clean properly. and out of 2325 insurance only covers 490. and i cant switch dental plans(cigna dhmo) until 2008. is there anything specific i can be done to fix this problem. maybe just a cleaning. i need to do something to fix my relationship. mints and mouthwash dont help

How can I provide the following for a baby sitter? Medical HMO and PPO plan offered. Plans from are Aetna, Kaiser. Dental DHMO and PPO plans from CIGNA Dental are offered to benefit eligible associates. Vision Vision Service Plan (VSP) is offered to all our eligible associates. Life & Accidental Death Insurance Basic Term life and accidental death and dismemberment (AD&D) coverage is issued at no cost. In addition, eligible associates are given an opportunity to purchase additional coverage. Supplemental Life & Accidental Death Insurance In addition to the coverage provide by the company, you may purchase an additional amount of Supplemental Life and Accidental Death and Dismemberment (AD&D) Insurance for yourself and children. Flexible Spending Accounts (FSA) Flexible Spending Accounts allow you to set aside pre-tax dollars for out-of-pocket health care expenses not covered by the medical plan and dependent care services for eligible children and other qualifying dependents. 401(k) Savings & Retirement Plan

for those of you that said $75 is cheap and asked if it was really insurance...? i am told it is a cigna plan...i have a $20 copay, all routine visits and followups are 100% covered...the deductible is $1000 but my understanding is that is only for non routine appts and procedures...the vision is a "plan" it covers $35 or exan and $250 for glasses contacts ect every other year...they said i pay out of pocket then will be reimbursed. dental has 100% coverage for routine and 80% for more complicated things and 50% for dentures... i am excited that i can afford it... i guess i didnt really ask a question yet...sorry...i will do better next time

Do you think my dentist was rude and would go back here? This is my Mom's root canal dentist, i had an emergency so she told me i should go here. I have a discount dental plan with Cigna through dentalplans.com,, it has them listed, i called and they confirmed it....... Ive used the plan for years with no problems.. I went to the office today, told the reception lady its not insurance but a discount plan,, she says "ok i know".. As im sitting i hear on speakerphone calling the company saying she checking about me and am i in the system-- the packed patient room was listening, so she tells me with a smirk im not in the system like im a scam artist. I told her thats not the correct company and i handed her a number to call, she called to verify me and looked angry.... She then told me with another smirk that I do not have a discount plan and the dentist prices are cheaper. I told her thats not correct since i have used it before.. I said I called yesterday to verify that you accept it and you said you do. Then she tells me, "you didnt even give me the verify # you hid it".. I said you told me you knew what the plan was so i thought you had the correct # to call... She then says again laughing its not a discount plan its a fee list I have, and i said at my last dentist visit I paid $15 for the inital visit with the discount, she starts laughing and says "you think we are going to take $15"? I said then why did you tell me you accept the plan"? No reply, I then said I'll talk to the dentist about this, you obviously do not know what it is. When I sat down , other patients told me they couldnt believe how she was speaking to me and i should call the plan to sort it out... I did and they told me to discuss it with the doctor... Doctor saw me, informed me i need re-treatment of root canal my tooth is infected... I mention does he accept the plan and how much will it be, he rolls his eyes and calls in the reception lady who was rude to me and says "she knows everything ask her"----- He heard our whole convo btw. I did ask the dental assistant about the plan, she gives me a look like I'm pathetic and says thats not a plan its a discount fee and we are only offering you $900 for the root canal cause we know your mother.. I called the plan, they had me on hold and was told they spoke with my dentist and just told them he accepts the discount plan, when he told me has no idea. What do you think about this? would you go back here? My mother says he does great work but I am feeling really disrespected As the dentist was sitting by me in the exam room, he lifted my hand and asked me if i bite my nails?

Cigna Dental/Vision Insurance? ok, my husband and I got a dental & vision through his employer(pizza hut) with Cigna and we pay almost $60 a month and we don't really understand how all of this works. The papers we got say its a $25 deductible per person, per policy year. Does that mean its like a co=payment that we have to pay when we go to our appointment? And then it lists the services and how much they pay for each. Like $17 for a oral exam every 6 months. we found a dentist in the network. so basically how does all this work and what does it mean when we go to the dentist and eye doctor? please anyone help that has been thru this before. and is there any other plans or companies that offer something better? am i getting a good deal. thank you for your time.

How does dental insurance work? I currently have Cigna's dental insurance and I went to the dentist a couple weeks ago and got diagnosed with Periodontal disease. the treatment is almost 700 with insurance and I was wondering would it be ok to try and find a dentist that is cheaper in this? I am getting some work done at this dentist already such as fillings and I already got a tooth pulled. I just don't want to, if I don't have to, pay 700 out of pocket! Would it be ok to try to find a periodontist that offers cheaper services?

How much does dental work cost (w/o insurance)? I've been going to the same dentist forever and have been using my parent's insurance. I just switched and now have my own insurance - CIGNA. My dentist is not in my network and I would have to pay 50% of all costs every time I go in for a visit. Does anyone know what it costs for dental work on average? Including cleanings, fillings (i get a lot of cavities), occasional xrays?

How do I receive medical and dental care with insurance but no credit? Recently my wife and I have stabilized our finances by entering a debt management plan. This effectively "froze" all of my credit cards not even leaving me my emergency card which I had paid about $3,000 down on. They aren't technically canceled but I am unable to charge anything to them until completion of my debt management plan. My wife and I both have medical, dental, and vision insurance but no credit. How do I receive health care since they bill you the full amount minus the co-pay immediately? I have a broken tooth that I know is about to give me a one way ticket to immobilizing pain but we still live paycheck to paycheck with about $100 going into savings per month. There is also my diabetes which is going untreated and my wife has cavities that need to be filled. Is there a medical deferment or payment plan possible? I really have no idea what to do and I am getting very limited information searching on google. We have Cigna for health insurance and Advantage Dental.

How much does it cost to have wisdom teeth removed with CIGNA? I have both dental and medical insurance from CIGNA and the only in-network oral surgeon within 100 miles requires the entire co-payment paid on the day of the surgery. I know that every removal surgery is different but I need a price range for what I am going to pay. I also need to know if the medical part of my insurance will pay something because it is technically a surgery. Please post only serious responses. Any insight will be helpful, I just need to know how big a chunk I will have to pay.

It's going to cost too much to have my dentist put in a bridge , can I have a dentist do it in Europe? I have Cigna dental and it looks like I have to get a bridge done which costs $600 after insurance coverage plus another $500 of LAB FEES! My question is this...I travel every year to Europe and a family member works in government and they use a great dentist. They would charge me only $400. I figure since I will be travelling there anyway, why not have them do the bridge work? Positives vs Negatives?

What is the average cost of teeth filing and whitening with cigna dental insurance ?

Which dental insurance would you choose from this list and why? What would you pick? What do you think would be best for me? I am 18 Have medi-cal dental insurance Need cosmetic procedures done. Fillings and all porcelain crowns(teeth chipped had root canal). I am probably going to pay for the two that chipped out of pocket because i need it asap. But one of my molars just broke so I need medical insurance because I can't pay for all three procedures. Plus I am a full time college student. Health plans accepted include: * Aetna DPPO * Ameritas PPO * Cigna Dental PPO * Delta Dental PPO * Dental PPO * DentalGuard Preferred * Dental PPO * MetLife PDP * Advantage Plus PPO * Dental PPO If you have any other suggestions that would be great! Thanks I will be paying for the insurance by myself