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If you have Guardian Dental Insurance. Please answer my Question!? I have to choose between Guardian Dental PPO or Guardian Dental MDG which is like the HMO. Any advice or reccomendations? The difference is that PPO has almost everything covered up to $1000 and has a larger list of dentists. HMO has very very discounted prices and no limit, less dentists.

does anybody have guardian life dental insurance? Do they pay for teeth cleanings? Or do you know what does 100%,no deductible mean?

Will my orthodontic Lifetime Maximum start over with a new dental insurance provider? My daughter had a retainer and our insurance carrier, Cigna covered $1500 of it. Now she needs braces and my husband's company is changing dental providers to Guardian. Will that Lifetime Maximum start over with the new dental provider?

Dental Insurance????? I know this is kind of a specific question but I am wondering how long Guardian Dental Insurance takes to approve an application. My dad sent one in about two days ago and I am waiting on it to start my braces process and am just curious how long it will take to approve and then after approval how long until it will be able to be used. Thanks in advance.

My cobra for dental insurance is about to run out and I need dental insurance? I've been paying $55 a month for 18 months to continue with my guardian dental insurance, however it is going to be running out. My husband's job does not provide dental and I stay at home now. We need a family plan. I've been told it is better to just keep putting the $55 a month away and pay out of pocket, but I worry when we have bigger bills just as fillings, root canals, braces, etc....We don't live near a dental school either to get the work done there.

dental insurance? I have a new job and am signing up for my benefits and they offer dental insurance through guardian BUT my dentist is not on that insurance on either plan, she doesnt take it at all. i love my dentist and she made me a nightguard since i grind my teeth at night and i'd hate to sign up for this dental insurance and have to go to one of those castle dentals or whatever just for a free cleaning when i could stay with my dentist and just pay out of pocket. i am 29 and have very healthy teeth, i dont have any cavities and i have straight teeth so no work is needed. should i opt out of dental insurance all together or should i get the dental plan and see castle dental and ditch my current dentist? i dont think it would be right to see my current dentist just for the night guard and go to another one for cleaning, etc. that wouldnt be fair. what do you think? i dont know what to do! if i opt out of it the company will pay me 150 bucks instead

What Dental Insurance Is Better? My husband and I need to decide between Guardian and Delta Dental for a personal, family plan. All the insurance jargon is confusing. Anyone know which was is better? My husband is self employed... If there are other good plans besides delta or guardian, please share them with me! Also - my husband needs to have a lot of work done... implants, fillings, gum surgeries, etc.

question about vsp eye insurance? around how much would glasses, contacts, exam cost? hey im new to the job world and i got guardian dental insurance and i think its comes with free vsp too. and the guardian insurance worker told me i'd tell them my social security number and tell them i have vsp to qualify or something. im going to go to a private office that accepts vsp. i want to get an eye exam, get 1 pair of prescription glasses and contact lens fitting and contacts. i dont have a credit card yet so i plan to pay with cash but i dont know how much to withdraw out of the bank to bring with me. i live in georgia, near atlanta by the way. or should i just go to lenscrafters or visonworks or something like that? could you give me an estimate of how much each would be when using vsp, if you have it? and if i used the insurance would i have to pay all the amount there and the insurance company would evaluate my claim and send me money back..? i dont know so how would that work too. thanks for your time in advance.

Will Kaiser cover my medicine from my dentist? I just got onto a Kaiser Permanente insurance plan and I am needing to get an antibiotic and a pain reliever from my dentist for a severe abscess. I have Guardian dental insurance. Will Kaiser cover my prescriptions and if not, how can I get them cheaper?

HELP!! Emergency dental issue.. I cracked a front tooth right down the middle & no insurance!PLEASE HELP!? Somebody please be my guardian angel here! any help at all is much appreciated.. i'm in tears and a sitting duck at this point.......... i'm a ft student, don't have dental insurance, and am supporting myself as best i can. I drank a lot of soda as a kid and long story short, i have quite a few cavities. I brush, floss & waterpik daily but I guess the damage had been done. My tooth right behind my canine, or maybe it is my canine (not sure) got a cavity right in the center of it and even with me caring for it daily has grown and grown to literally become what can only be described as a hollow tooth I guess. Well this morning while eating it finally cracked, of course the half that fell away was the front part of the tooth. Now it looks like i'm missing a tooth entirely. =* ( I don't have insurance, and barely have the money to get by day to day. I work and go to school full time. I'm hysterical and desperate... ANY advice, suggestions, ideas, ANYTHING anyone can offer is GREATLY appreciated. I'm only 24 and i'm lost on this one. Forget smiling, even when im just talking you can see it clear as day. =* ( I live in the greater los angeles area, can anyone point me in the right direction? I'm seriously desperate. Thank you for taking the time to read this, either way. please, ANYTHING! P.S - It's not a matter of not shelling out the money, i don't know how to give something i don't have. P.P.S - If i had parents I can assure you I would not be putting myself through all this. When I say i'm completely supporting my self and on my own, i mean it's just me. No mommy & daddy to run home to, no co-signers, no nada.

Need 4 Wisdom Teeth Removed ASAP - No Health Ins.....? I am a 20 y/o male. I went to the dentist in September of 2008 and they did some x-rays and said I need to see an oral surgeon soon to get my 4 wisdom teeth removed, they are causing a cyst. I had insurance then, the dumb oral surgeons office ran Guardian (dental insurance) to see what my out of pocket quote was going to be of the $2,700 and said they are only going to pay $112. Didn't sound right, they should have ran it through Anthem and they would have covered it under surgery but when I found that out it was too late when I lost my health insurance. If I was to buy health insurance on my own right now, the waiting period is 18-24 months from the date the coverage begins. These things are really starting to hurt and are cramming my other teeth causing them to go back crooked. I applied for Care Credit (medical credit card) and they denied my application. ARE THERE ANY OTHER OPTIONS???? It will take me at least 6 months to save $2,700 for this and that's if I am lucky and no unexpected bills arrive....

is AETNA a good health insurance to get? my benefits package came from work, it offers medical from Aetna is that a good health insurance provider? What about Guardian Plan ppo for Dental??

Wisdom tooth extraction in FL?!!? how much would a wisdom tooth extraction cost on one tooth in FLORIDA....i have guardian dental guard insurance....but i still wanna know how much does it cost WITHOUT insuraance...please and thank you!!! i really need this

If the guardian of a child receives social security for that child, are they still eligible for child support? My step son receives $954.00 a month in social security. My husband pays for his braces monthly, at 165.00 and he carries premium medical, dental and vision insurance at 91.91 weekly. The child's aunt is now asking for child support in the amount of 116.00 a week. Is that possible? It seems like it's a little extreme especially for a 16 year old. (The Social security is survivor benefits from his mother, NOT disablity.) Actually,No he's not behind and he does pay his support of 116.00 a week. He did have custody, but do to SEVERE behavioral issues with the boy, he reached out to the aunt for help with him, hoping that they could work together to get him straight, before he ended up in jail or worse, dead. Everyone jumped to conclusions that my husband is a Dead beat Dad, when in fact, when the childs mother was alive he paid her every week and carried insurance without any questions asked. She died of a herion overdose and my husband got custody of his son (actually had custody a year and half prior to her death). Not every man is a dead beat. My question simply was...they go to court in October, there is no order at this time, he is paying her based on his attorneys advice of 116.00, because that is what he feels my husband will have to pay. I asked, simply, Will he have to pay that amount, plus his braces and insurance based on her getting $954.00 a month. That's over 1500.00 a month for a 16 yr old

do guardian ad litems usually recommend 50/50 custody? do guardian ad litems usually recommend 50/50 custody? in a case where both parents love their kids but one parents home may be slightly bigger and more room and less cluttered and has safety gates cabinet latches and all that stuff. that parent and spouse have 2 cars pay their bills on time , no government assistance and in general are financially stable and have a pretty good family support network that the kids see grandparents and such with then the other parent currently has custody but they have a small single wide mobile home for 2 adults and 4 kids, a cluttered house (not dirty with food everywhere just lots of junk) continues to get cars repossessed, has had elec turned off, eviction notice for not paying rent, gets food donations from church since cant afford food at times has phone and cable turned off cause cant pay bill. also don't take kids to dr cause they cant pay the co-pmt for the visit or for medications nor if they don't have a car at the time cant get there. also have lied to other parent saying they took child to dr when child was ill but medical records prove that they never did take the child to the dr like they said. and 2 year old had cavities and knew knew but didn't get them fixed while on medicaid ( free to fix) and when the child was almost 5 child complains about teeth parent still wont take them since now child is on other parents insurance so would have co pmts they cant afford. and when gets notice saying they are being taken to court for child custody they finally take child to dentist and dentist says child now has 3 cavities and no signs of previous dental work so that is proof they never took care of previous cavities when child was 2. and parent recently had a transplant is on disability. in neither house is there any drugs, smoking or alcohol, don't think kids are being beaten but get a little more physical discipline than they should but one child has said they get hit in mouth if they say something bad with the parent that cant pay the bills. would you think a guardian ad litem would recommend 50/50 custody? I know they are there for what is best for the kids and it is usually best to spend equal time with both parents so would they recommend this in this situation first off im not the one doing the robbing im the one being robbed. and im the one that has recomended mediation to come to a mutual agreement but other parent just says they should be with them and me only every other weekend. i want my kids to have both parents and step parents that care about them not just care about hurting parents feeligns that is actually what i am requesting is them get everyother weekend, shared holidays and i even added easter adn 4th july so its fare since one parent usually has that holiday fall during their time and the other never gets kids for that holiday. and they get atleast a month in the summer and every friday evening well I live in a mobile home just a larger one so im not dissing him for that. the transplant is not why he cant afford anything sicne well before the transplant he kept quiting jobs and refused to work cause he didnt make enough money. and i think i am being quite nice seeing as i was 15 and he 24 when i got pregnant and he was a adult that should have know better than to take sexual advantage of a troubled teen. the kids are happy kids and knwo both parents and step parents love them but they dont like it that their dad just lays in bed playing video games all the time and will not play with them or take them to the park when he is a stay at home dad. RESPONSIBLE PARENT WOULD SEEK MEDICAL AND DENTAL CARE WHEN NEEDED EVEN IF THEY HAD TO EAT OUT LESS TO PAY FOR IT. SORRY BUT MEDICAL NEGLECT IS NOT BEING A LOVING PARENT WHEN YOUR CHILD IS CRYING FOR A WEEK STRAIGHT WITH A PAINFUL EAR INFECTION AND YOU DO NOTHING ABOUT IT. !!! SORRY BUT HIS $150 A MONTH IN DISABILITY FOR THE KIDS ENDS THIS MONTH THAT IS PART OF THE REASON IM TRYING OT GET THE KIDS SINCE HE HAS NO MORE DISABILITY AND WILL NOT EVEN START TO LOOK FOR A JOB. HOW WILL HE PROVIDE FOOD FOR THE KIDS SITTING ON HIS BUTT PLAYING VIDEO GAMES.

Is this signed, notarized written Child Support Agreement Enforceable in Virginia? I had this notarized and signed by my ex Boyfriend, (we were never married) I am not adding the personal info but if possible can you guys give me your opinions? She is 12 years old and he has never paid a penny for her... I got him to sign this, what is my next step? I, (her fathers name), SOCIAL SECURITY NUMBER; 000-00-0000, DATE OF BIRTH; (jan.1, 1900) ACCEPT PATERNITY FOR MY DAUGHTER (daughters name) BORN ON (jan.1 1918). I AGREE TO PAY TO HER MOTHER (my name) OR HER LEGAL GUARDIAN IF ONE IS SO APPOINTED AT ANYTIME DURING THE FUTURE, A SUM OF ONE THOUSAND DOLLARS ($1000.00) MONTHLY. PAID ON OR BEFORE THE FIRST OF EVERY MONTH BEGINNING ON JUNE 1ST 2011 AND UNTIL MY DAUGHTER’S 21ST BIRTHDAY. A LATE PAYMENT OF 25% WILL APPLY AND ACCRUE ON THE MONTHLY AMOUNT IF PAID AFTER THE 5TH OF EVERY MONTH. I ALSO AGREE TO NAME (daughters name), A BENEFICIARY IN PART ALONG WITH MY OTHER AIRES IN EQUAL SUMS OF MY ESTATE IN THE CASE OF MY DEATH. I WILL ALSO PROVIDE FULL HEALTH INSURANCE AS WELL AS DENTAL COVERAGE FROM A COMPANY OF HER MOTHERS CHOOSING, FOR HER UNTIL HER 21ST BIRTHDAY AND BE FINANCIALLY RESPONSIBLE FOR ANY AND ALL INSURANCE PREMIUMS, DEDUCTABLES, PERSCRIPTIONS, CO-PAYMENTS AND ANY AND ALL RELATED COSTS PERTAINING TO HEALTH AND DENTAL INSURANCE. I WILL PAY THESE COSTS DIRECTLY OR IN ADDITION TO THE MONTHLY SUPPORT I WILL PAY AN ADDITIONAL SIX HUNDRED DOLLARS ($600.00) TOWARDS THE HEALTH AND DENTAL TO HER MOTHER TO BE USED FOR HEALTH AND DENTAL COMMENCING NOT MORE THAN 30 DAYS AFTER THE DATE OF THIS CONTRACT ORDER. I WILL ALSO PAY $500.00 TOWARDS SCHOOL CLOTHES AND SUPPLIES FOR EACH AND EVERY YEAR THAT MY DAUGHTER IS A STUDENT, PAID ON OR BEFORE THE WEEK BEFORE SCHOOL STARTS. I WILL PAY HALF OF TUITION COSTS, ROOM AND BOARD AS WELL AS SUPPLIES IF MY DAUGHTER ENTERS INTO ANY COLLEGE UNTIL HER 25TH BIRTHDAY. I AGREE TO PAY ANY AND ALL COURT RELATED COSTS FOR HER MOTHER, (my name) OR LEGAL GUARDIAN, PERTAINING TO THIS AGREEMENT IF I BREECH ANY OF THE CONDITIONS SET FORTH ABOVE AT ANY TIME. I ALSO APPOINT AND INSTRUCT MY LEGAL REPRESENTATIVE TO ENFORCE AND COMPLETE THIS AGREEMENT IN THE EVENT OF MY DEATH OR IF AT ANY TIME I AM NOT CAPACITATED TO DO SO. (daughters current name, my last name at the time) WILL CHANGE HER LEGAL NAME TO; (daughters first name with his last name) WITHIN ONE YEAR OF THIS CONTRACT. ______________________________________________ ___________________ fathers name and address DATE _________________________________________________________________ my name and address DATE I ATTEST THE ABOVE INDIVIDUALS PERSONALLY APPEARED BEFORE ME AND IN THEIR OWN HAND SIGNED THIS CONTRACT. NOTARY SEAL; I had this notarized in Virginia where we both reside. I should mention that he makes $76000.00 a year, plus his new wifes income, which has nothing to do with it I know, they also share two children...

Do you think it is wrong of me to ask my ex to sign over his rights? My ex is a decent enough guy I guess. He sends a child support check each month and doesn't complain about it (to me), he also carries health/dental on our son. My ex lives hundreds of miles away. Our son lives with me and my husband (his stepdad), my husband also provides health/dental/vision insurance in addition the the fact he is here for my son. Our son is 7 years old, my ex (his daddy) has not seen him since he was 2, and really hasn't made an attempt to see him. He has not called since July 2 to talk to our son (our son's bday), and before that it was Feb or March when he called. Our son considers my husband, his stepdad, his daddy. He says he has 2 dads, but my husband is his real dad because he spends time with him..... I have found several areas of concern in my breast. I'm kind of scared of the outcome. My son does not know his daddy or his daddy's side of the family at all (no one has been to visit or even really call). My son knows all of my husband's side of the family and is very close with them, also all my family is here too. If this is something serious, I want to ask my ex to sign over his parental rights and have my husband adopt my son, so that he will be his "legal" daddy and guardian.... Is this wrong of me to ask? to the guy with the dad's group: My ex is in the Army. We met here when he was stationed here. I did not move my son away from him. And the last time he got to visit with out son I took our son to see him. And as far as court ordered anything... well there isn't. We settled an amount amongst ourselves, and I know that the amount we settled on is well below what the courts would have issued. Sometimes I wonder if he pays what we agreed on to keep from having to pay more. Our son is more comfortable with my husband... his stepdad because my husband is here for him. And as far as child support continuing.. I'm not really worried about that. My concern is my son's well being should something happen

Please help me on my Health Care Cost assignment !!!! 10 POINTS !!!!? Conduct some research and write a two page paper answering the following questions: What types of things will I spend money on for my personal health care? Include personal care items such as toothpaste, vitamins, etc., doctor’s office visits, dental appointments, and any special procedures you may need. How much does each item/visit/procedure cost? How often will I need each item/visit/procedure? What might my yearly budget be for health care costs? Consider your sources of information. You might start by asking a parent or guardian questions about your insurance coverage. This will make a big difference in cost for doctor’s office visits and procedures.

Which one is better ?!? I which Health plan do you guys thinks will cover most of any dental services ?!?! I know it all depends on the doctor , on the services, etc etc etc ! But which one of these is the best health insurance : 1- Aetna ? 2 - Altus ? 3 - Assurant ? 4 - Delta ? 5 - BCBS ? 6 - MassHealth 7 - Commonwealth 8 - Metlife 9 - Guardian 10 - Unicare 11 - United Healthcare Which one do yall think ????? Thanks a lot ;)

sole legal and physical custody of grandson? I have been raising my grandson since birth after my daughter abandoned him at birth and his biological father is unknown, now after 5 Years she is petitioning the courts for her child back she has not been all that involved with him only for the past year still goes 3 to 4 days without calling and up to 2 weeks, however we have now moved out of Juvenile and Domestic court in the commonwealth of virginia and she has appealed several times and now we are in higher courts, ( Roanoke County Civil Court) I have an attorney and my grandson who has always known me as mommy has his Guardian Ad lit em but he is starting to ask alot of questions because my daughter is telling him I am not his mommy, I recently left my job of 23 years in the hospital and relocated out of state to Maryland due to stress overload and remarried. My daughter is telling him that my husband and I do not love him and we really don't want him in our house and that I stole him he is very confused and my attorney fees are escalating thru the roof top after paying 2150.00 and he is charging 150.00 an hour and we are back in court on May 26,2010..This is not that she wants the child back as sad as what it is it is a money scheme and tax deduction and only paying 139.00 a month in child support in which I carry his life, medical dental vision as well as provide for us he is so confused and in counseling the courts are already granting extended visitation he is in a elementary school and in pre-k and has already missed 43 days this year due to this garbage..Is there anyway I can counter sue for time lost from work mental and emotional abuse along with the expenses she has costed me and in turn has taken away from this child? Also what is my chances of not losing this lil man after I have had him all his life everyone says it would be extremely detrimental on both of us to split us up now not to mention she has a passed criminal record for embezzlement and cannot hold a job and is only a cafeteria worker for a few hours a day and would never be able to carry his insurance. But she knows how to work the system, his daycare and school says they can definately tell where he has been and who has had him when he returns from visitation he is uncontrollable and acts out, hitting kids and not following directions. Please help This is a lil one that is truly my world and has gotten thru a tragic divorce after 23 years of marraige and when everyone walked out I was left just holding an infant who we have gotten extremely attached over the 5 years of his life. He has extreme insecurity and trust issues she is telling him all types of lies where her four wheel drive buddies is his aunt and uncle and they are no kin at all. I am suppose to have unlimited contact with him in which when I tell her to have him call she never does or he is resting or sleeping...None of her court orders are followed but they just keep on giving in.... Recently after going thru circuit court the judge is still leaning on reuniting them even though he gets on the phone and tells me he wants to come home and now he has a red mark across his face and neck and on his back, she leaves him in the car while going into a store to purchase cigarettes with the keys in the car, constantly playing with his emotions when he told my youngest daughter the other night to please take him with her or he wanted to go back home and then my oldest daughter the babys mother husband said well if he wants to go home then pack his clothes and send him home and then she told him well lets go get your things ready and he jumped up with joy and said yes and then she came back up the hall and said no your not going home...I cannot get thru to this judge we go back in august and the past two times doesn't look good I have insurance and mine and my husband salary are pretty good and she cannot hold a job very long due to past criminal record for embezzlement and a high school drop out I do not know what is wrong with the judicial system tooo many children are being reunited with biological parents and then being abused mistreated and turns into an emotional disaster for all parties and we have innocent children that are losing there lives but somehow they call this bonding and reuniting

What is considered child abandonment in the State of Alabama? Please serious comments only! My husband and I are very distraught over this situation. Last summer we kept this 6 year old, which has since turned 7. I need to add some background on this child. She repeated Kindergarten twice and is now in first grade. She has not gone to school on a consistent basis since she has been in school. She has changed schools more than 4 times in 3 years. (She is now in 1st grade). Her mom allowed her to go stay with her uncle but the child hated it there so midway through the year she wanted her to come stay with us. We accepted her and when we got her, she was reading 8 words a minute in 1st grade 5 months ago and is now reading 24 words a minute. She had a D in math and now has an A and she absolutely loves it here. We have 2 other kids, a 6 year old and a 12 year old. The problem is that we can't get her mom to fill out any paperwork to allow us to be guardians over her education/medical and the school can never reach her when she is needed. The school calls us yesterday stating if we can't get her to sign something giving us an education guardianship they are going to have to call DHR. We are distraught because we don't want her taken away from us. She is doing so well here. Her mom never calls her and the child doesn't care to go visit her. The child had no insurance and had never gone to the doctor or dentist until we got her. Since that time, she has had a dental check up and a well check up and has insurance now. Does anyone know what the laws are in Alabama and if we even stand a chance if the school calls Child Protective Services? They have given us until 2 p.m. today to get her mom to the school and we are begging her for the child's sake to please go do this but we are still waiting anxiously hoping she will show up. Oh, I forgot to mention the mom is a Lesbian (not that that will make a difference) and she is on drugs (that will surely make a difference) and she has lost custody of her other two kids, which the father has and she doesn't see (that should make a difference). Any advice will surely be appreciated. Thanks

temporary guardianship minor responsible for medical care? If you have any info about this situation please give your input. My parents had mentored an inner city child from Milwaukee, WI since he was 5 years old. He came from a drug mother and his father has never done anything for him. His birth mother has 6 other children who all belong to the state/are on welfare. He is now 15 and my family had been transfered from Wisconsin to Georgia due to a job transfer almost 2 years ago. His mom was able to sign Temporary Guardianship over to my mom (who has no relation to his family..we are white if that matters?) Since he isn't in Wisconsin anymore he cant get state medical care and since we do not have full custody of him he cant be under our family insurance. My mother took him to the dentist and his mouth was basically rotten and has been paying out of pocket for the dental expenses as well as doctor appointments for school physicals, etc. My parents are hard working middle class people and have to make payments on credit cards to cover his medical care. I have looked all over to see if we could get him coverered by the state because they are saving the state so much money due to the fact the state doesn't have to pay for his food, school,etc. He most likely would be in prison right now if my parents wouldn't have taken him out of his family situation. (One of his brothers is in prison for murder, one of his other brothers was charged for sexually assaulting his sister) (he was the typical welfare child..parents paid nothing his entire life..very sad) If anyone has information on coverage/liability of temporary guardians that would be very helpful!! All they want is coverage. Are they legally responsible if he is hurt and lets say ends up in the hospital?

is AETNA a good health insurance to get? my benefits package came from work, it offers medical from Aetna is that a good health insurance provider? What about Guardian Plan ppo for Dental??

do guardian ad litems usually recommend 50/50 custody? in a case where both parents love their kids but one parents home may be slightly bigger and more room and less cluttered and has safety gates cabinet latches and all that stuff. that parent and spouse have 2 cars pay their bills on time , no government assistance and in general are financially stable and have a pretty good family support network that the kids see grandparents and such with then the other parent currently has custody but they have a small single wide mobile home for 2 adults and 4 kids, a cluttered house (not dirty with food everywhere just lots of junk) continues to get cars repossessed, has had elec turned off, eviction notice for not paying rent, gets food donations from church since cant afford food at times has phone and cable turned off cause cant pay bill. also don't take kids to dr cause they cant pay the co-pmt for the visit or for medications nor if they don't have a car at the time cant get there. also have lied to other parent saying they took child to dr when child was ill but medical records prove that they never did take the child to the dr like they said. and 2 year old had cavities and knew knew but didn't get them fixed while on medicaid ( free to fix) and when the child was almost 5 child complains about teeth parent still wont take them since now child is on other parents insurance so would have co pmts they cant afford. and when gets notice saying they are being taken to court for child custody they finally take child to dentist and dentist says child now has 3 cavities and no signs of previous dental work so that is proof they never took care of previous cavities when child was 2. and parent recently had a transplant is on disability. in neither house is there any drugs, smoking or alcohol, don't think kids are being beaten but get a little more physical discipline than they should but one child has said they get hit in mouth if they say something bad with the parent that cant pay the bills. would you think a guardian ad litem would recommend 50/50 custody? I know they are there for what is best for the kids and it is usually best to spend equal time with both parents so would they recommend this in this situation

Does guardian insurance or delta dental have better ortho insurance? I'm looking into getting invisalign, and my insurance switches from guardian to delta dental, so I need to know if i should wait, or hurry and get them with guardian. Which covers more? And if you know, what is the average cost out of pocket after insurance for either?

does anyone have an opinion about Essential Dental Insurance / AlwaysCare? Received a letter in the mail about this insurance, which on the surface seems legit. You have to apply at their website (or by phone). I’ve never had to apply for insurance before, that’s what has me wondering. They are a basic plan, thou cost is good, as is the deductible. Waiting periods between major services are lengthy (7 years between single crown/restoration after an initial 12-month waiting period). The company is underwritten by National Guardian Life Insurance Co. of Madison, WI. Has anyone had any experience with this company? Are they above board?

Dental insurance plans for individuals in new york city? Is there any insurance companies that offers individual dental plans that cover orthodontics in new york city? I've tried aetna, guardian, metlife, concordia but they all offer plans for groups/employers not individuals.

Does anyone know which is better, Guardian health insurance or PEHP insurance? The company my husband works with changed from PEHP health insurance to Guardian health insurance. Frankly I'm little mad about it because I feel like PEHP is better, I loved the discount dental program they have. So which health insurance is better??