Scan Medical Insurance - Individual Health Insurance Knowledge Base

Individual Health Insurance Knowledge Base

Can you buy two individual health insurance plans? Can you have more than one Health Insurance Plan for your self? I have to buy my own insurance, but even the best individual insurance is crappy and I wanted to now if people ever buy two insurance plans? The insurance i have now only lets me see the doctor twice a year. If I got another insurance plan would it pick up where the other left off?

Where can i get individual health insurance for me and my daughter that also covers pregnancy in connecticut? I need to get health insurance for me and my 1 year old daughter. I am planning on becoming, or possibly already am pregnant but need insurance for us. Any help? This is in CT, so it is a state that does not require individual policies to cover pregnancy.

How to get individual health insurance in US as a new immigrant? I will be moving to the US next week and am shopping around for individual health insurance. I am shocked that all the companies I have tried to apply at so far require applicants to have lived in the United States for 1 or more years. How are immigrants supposed to get health insurance?

How do I get individual health insurance quotes for North Carolina? I am currently living in New York State and am considering moving to North Carolina. How do I get individual health insurance quotes while still living in NYS? All the websites ask you to provide a North Carolina address which I do not have yet. Thank you.

where can i get individual health insurance for me and my daughter that also covers pregnancy in connecticut? I need to get health insurance for me and my 1 year old daughter. I am planning on becoming, or possibly already am pregnant but need insurance for us. Any help? This is in CT, so it is a state that does not require individual policies to cover pregnancy.

Where is good place to buy individual health care insurance? I am a part-time worker and I am looking into buying individual health insurance. Who are some reputable companies to look at. What can I expect to pay for basic coverage?

How good is individual health insurance? How good are individual health insurance plans? Do they have higher claim denial rates than group plans? Are you satisifed with your individual health insurance plan?

Thanks To Obamacare, Are There No More Individual Health Insurance Policies Available For Children? I've been looking everywhere, but I cannot find any health insurance company that will write an individual health insurance policy for a child. Before Obamacare, there were hundreds of sources for individual health insurance plans for kids, now there are NONE. Does anyone have any idea if there is anyone writing individual health insurance policies for kids?

Have All Health Insurance Companies Quit Selling Individual Policies For Kids? Thanks to ObamaCare, kids can no longer get health insurance on an individual plan. The companies simply quit writing new business. Now, ALL children are unable to get individual health insurance. Are any companies left offering individual health insurance for children, or did Obama assure all children will be unable to get individual health insurance coverage?

Can I reimburse employee for individual health insurance policy premium? I have a side business where I employ 1 employee. I don't work at the business full time. Because it's only 1 employee I couldn't get group health insurance so he purchased an individual health insurance policy. My question is: can I reimburse him the cost of the policy and write it off as an expense? Do I need HRA for that or anything else? The business is in NJ. Thank you very much!

Is it possible to get individual health insurance in Arkansas if you have sleep apnea? I have sleep apnea which is well controlled through the use of a CPAP machine, but I was turned down for health insurance by Blue Cross Blue Shield because of it. I recently left a job through which I had health insurance and am now self employed and need to find an individual policy for myself.

Why Did All New Individual Children's Health Insurance Policies Suddenly Become Extinct? In the last 6 months or so, health insurance companies simply quit offering individual health insurance plans for ALL kids. They are simply not available. I thought Obama was going to fix all that, so why is it now impossible to get an individual health insurance policy for a child? Are liberals proud of this effect of Obamacare?

Why Did Individual Health Insurance Plans For Children Suddenly Disappear? For some reason, new individual health insurance policies for ALL children suddenly disappeared. What could have caused so many health insurance companies to suddenly discontinue issuance of child-only individual health insurance policies?

Where Can I Get Free Health Insurance Quotes And Individual Health Insurance Quotes Without Spending a Penny ? I want to get the free health insurance quotes and the individual insurance quotes.. pls guide me

what is the best individual health insurance? im looking for an affordable good health insurance, i currently have a family plan with my employer but its expensive are there any individual plans out there that are affordable what are they? thank you?

Anyone had difficulty buying individual health insurance because of their history? I'm going to need to buy individual health insurance and I'm sweating it out that I might get turned down.

Double up on individual health insurance? Can you have more than one Health Insurance Plan for your self? I have to buy my own insurance, but even the best individual insurance is crappy and I wanted to now if people ever buy two insurance plans? The insurance i have now only lets me see the doctor twice a year. If I got another insurance plan would it pick up where the other left off?

Health insurance company that does self employed, individual co-pay plans in Rhode Island? I am having trouble finding a health insurance company that enables me to have co-pay for doctor visits and prescriptions. I am self employed with no employees and live in Rhode Island. If anyone can help suggest a respectable company that deals with individual health insurance plans in my area I would greatly appreciate it.

Where to find a Company for Affordable Individual Health Insurance Quote? I know there are many places, but please fell free to recommend me affordable individual health insurance quote

what do I need to apply for an individual health insurance? what do I need to apply for an individual health insurance? Which one do you have? I don't know too much about it, I just need an insurance that can cover a family doctor and that can cover exams like blood test, prescriptions in case I need

Which company is better for individual health insurance--Aetna vs United? I'm currently trying to buy an individual health insurance plan. There are two companies that I'm interested in--Aetna and United because I think those are the two best companies. However, I'm trying to decide between the two of them. Which do you think is better?

Looking for a site for Affordable Individual Health Insurance? Hello, I'm looking for affordable individual health insurance online web company.Can you suggest me where can I find cheap and good site for my insurance?I'll be very thankful.

What is the cheapest individual health insurance plan in California? I am young and healthy and need a health insurance plan for myself. Essentially, I just need health insurance in case of a freak accident that will land me in a hospital. Any suggestions? The cheapest so far has been $51 a month. I don't care about deductibles or any of that. Just that it has the lowest monthly fee. Thanks!

Getting Individual Health Insurance For Self Employed? I had my health insurance lapse 4 years ago and have been without since. Right after my lapse I had to out of pocket a hernia surgery and I don't want to go thru that again. MY QUESTION is: If I went out and picked up an individual plan tomorrow, how long does it take for them to cover me if I am injured and need medical treatment? Be it a visit to a doctors office, a prescription, an x-ray, or a surgery. I'm not a drinker or smoker, nor do I have any current conditions.

How can I find a very reasonable individual health insurance plan? I care for my grandchildren and make very little, I am 60 and want to find a very low reasonable health insurance. Is this possible?

Why does health insurance through employers cost so much less than individual health insurance? In the US, if your employer doesn't offer health insurance, you can still get health insurance for yourself, but it's much more expensive. Why is that? Why wouldn't it be the same cost per person regardless of whether it's through your employer or not?

What are the best options to look for when shopping for individual health insurance? My sister needs to get health insurance. I have some through my job and I know its different. Any suggestions?

If I want to get an individual health insurance policy do I need to show proof of prior insurance? I'm looking to take out an individual policy w/ Blue Cross or another provider. I last had insurance 3 months ago but not since. What will my new insurance company need from what I had in the past. Should it be okay to just tell them I had insurance w/ Aetna or will they need proof usually?

Low Cost Individual Health Insurance - Is It for Real? I'm thinking about starting a business but I'm worried about health coverage for myself and my family. At work, our health plan is so expensive (if I had to pay for the whole thing), so I'm cautious about the cheap insurance I see advertised all over the place. Is low cost individual health insurance for real or a scam? What do I have to watch out for in looking for coverage? Thanks.

Can anyone tell me where I can get individual health insurance from? I am a 25 year old with no health insurance. I have been a temp at my job for 10 months. Therefore, they do not offer health insurance to me because I am not permanent. I was kicked off of my parents insurance due to my age. I live in Georgia and you are only eligible for medicaid if you are pregnant or an elderly disabled person. Please help me. I am trying to find some good health insurance so that i can go to the diabetes doctor. I am in desperate need.

Does individual health insurance qualify for tax deduction? I am employed, however i am paying my own personal health insurance instead of opting for the group insurance which my employer has since it worked out to be cheaper than group insurance. Now when i am filing my taxes can i claim medical insurance premium as tax deductible.

Where to buy individual health insurance? I am looking to buy an individual health plan. I have just quited my job and have opened a small automobile repair shop. What are the options?

Is it legal for my employer to make me take an individual health insurance policy instead of company policy? they want me to pay for my own health insurance and them reimburse me for it. Because they said it is cheaper. Can they do that legally?

Do you think UHC or Cigna is better for an individual health insurance plan? I'm trying to decide between United Health Care and Cigna for my son's new individual health care plan. He will be turning 26 soon and can no longer be on our group family plan. Your input as to which company might be better would be greatly appreciated. Thanks, A Mom trying to make the best choice for my son.

What's the best company to get individual health insurance? What organizations offer group health plan? I am talking about health insurance that covers doctors, prescriptions, and hospital expenses.

Can a condition make you ineligible for individual health insurance, yet accepted under group employer plans? . . . in some states? Thus in effect stating that if you're good enough to be employed (at an employer that still offers health insurance), then you have to be health-insurable. Texas must be kind of like a quasi-socialist state, due to all the exported-oil-tax revenue that's generated there.

Any suggestions for an individual health insurance to go with my medicare? My fathers health insurance through GM is going to be cancelled in Jan of 2009 and now we are in the process of trying to find another plan to go with his Medicare plan, is there anyone out there that has a suggestion for him?

Family health insurance plan or individual health insurance plans for each person? I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

What's the best individual health insurance? I am 27 and have no major health problems, but because all the jobs I have been getting lately are temporary gigs, none of my employers offer health insurance.

What can freelancers do for individual health insurance? I have my own little freelance job that I do for cash. I'm not married and not a student, so I find myself without any medical or dental coverage. I'm just looking for coverage for gynological care (once per year), maybe a regular check-up (once per year), and prescription coverage if possible. And, if I'm really lucky, I'd like dental to be able to have a cleaning every 6 months. I've tried looking online but I don't know what or where most of the "insurance companies" are and if they are real or even trustworthy. I am not a registered business nor do I make loads of cash, but I do not want to go on welfare of any sort. Does anyone have any advice for me? Thanks!

Where specifically does the Constitution limit Congresses authority to enact an individual health insurance? Possibly due to my belief that America will be far better off with government run health care or at least government run health care insurance... I can't find any logic in the question that is going through the supreme court right now: "What gives congress the power to force an insurance mandate on the American people" Can anyone cite a specific article of the constitution that limits congress' power to enact a policy like the obama care?

How much should I expect to pay for individual health insurance? I'm leaving my job to go back to school. Continuing my present health plan through COBRA will cost nearly $400 monthly. I'm 25 and a healthy moderate social drinking non-smoker. Can I do better than $400 a month? How much will the region/city I live in affect my costs? I live in a studio for the same price my sister rents a 3 bedroom house. Is it that kind of cost of living situation? Or will the price I pay for health insurance vary more based on environmental hazards, crime rates, etc.? Thanks, by the way, for your really helpful, specific answers. Loads of help.

How easy is it to get individual health insurance through AARP? I'm transitioning into self-employment and finding that private health insurers are declining coverage to me based on my weight and high blood pressure (well-controlled). I'll be 50 very soon and will fill out applications to AARP. The telephone representative was very friendly on the phone. Does anyone know if their underwriting is more flexible than the mainline companies?

What is a good individual health insurance? Mine sucks and I work for a hospital! I'm looking for reasonably priced, low copays and deductibles, and great medical care. Please list details. I'm probably not going to find such a fairy tale insurance, right?? I have Healthfirst/Premier. By individual, I mean separate from my employer, I'm looking for family coverage.

Does anyone have any good recommendations for individual health insurance if I plan to become pregnant? Researching maternity/pregnancy insurance and having a hard time finding a good plan. Does anyone have any recommendations?

Is medicade considered group or individual health insurance? I am pregnant and was enrolled in Medicade. Late in 2007, I started a new job, and now I am not qualified to remain in Medicade because of my increased income. I have obtained an Bluecross Blueshield insurance policy, but I am worried that they will treat the pregnancy as a pre-existing condition and I would not be protected under HIPAA. Please help.

Why did the medicaid office ask me to get individual health insurance quotes? I applied for Medicaid because i am pregnant and since i stay home, we are considered border line poverty level, but the office called me a asked me to get some individual quotes for them? should i give them high quotes to help my case?

Anyone hear of an individual health insurance without weight restrictions? One that doens't cost $1400/ month? I keep getting denied for individual health insurance b/c I am overweight. Does anyone have advise on a company that does not discriminate against the overweight? Please??!??

what is the average cost of individual health insurance? i have to get my own plan b/c i will not be eligible to be covered by my parents any more. im just looking to see what companies are good and how much health insurance will cost me. i will probably need some good coverage as i am a hardcore mountain biker (crashes are inevitable)

how do i get individual health insurance quotes for southern California? i am soon shifting to southern California. how can i know if my if insurance will skyrocket or stay more or less the same so i know if getting it is justified or not. also where can i get quotes for it?

Where can I purchase individual health insurance? It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look into? Thank you!

Individual Health Insurance Question? My husband is switching jobs in December but won't be eligible for his new health insurance until January. We have been planning to just use the cobra and rollover his current plan - however it will cost us about 700 out of pocket (yes, thats what he pays in premiums monthly!). I wouldn't dare go a month without insurance, especially since we have a 6 month old daughter! Does anyone know of any decent, cheap companies that offer short-term individual health care plans? Thanks!

can I get individual health insurance with ear congestion? I'm about to leave my job and go to school fulltime and considering individual monthly health plans like Anthem by Blue Cross, etc. I have a pre-existing problem where I get congested ears and I am on the prescription nasal/spray allergy medication Flonase. Will this affect me trying to get individual insurance?

What alternatives are there for an individual health insurance plan? My husband pays $600.00 per month for my health insurance coverage. This is way too much. We make too much to apply for Medicaid.

What is the difference between group health insurance and individual health insurance? I have heard of group and individual insurance policies. But I am not sure about the difference between them. I have a group plan and so I know that it is for companies. But should I have a personal plan alongside?

Starting Today, Why Are All Children Unable To Get Individual Health Insurance? President Obama promised that today, "insurance companies are forever banned from denying coverage for children with pre-existing conditions". Well, thanks to Obamacare, ALL children are now banned from individual health insurance coverage. The insurance companies made a business decision to discontinue ALL individual health plans for kids under 19. Children can now only be insured under a family plan. If an adult member of the family is un-insurable, too bad for the kid. Why did Obama assure perhaps millions of kids cannot get insurance?

How good are United's individual health insurance plans? How good is United's health insurance? Do you have an individual plan with them? If so, how much do you like it?

Does one know what individual health insurance is good but cheap in Forida? Hey. Please somebody help me. I am employed but don't get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?

How can I buy an individual health insurance plan for myself? I live in Maine, and health insurance here is hard to come by unless it is through your employer or you qualify for Medicaid (which basically nobody does). I tried ehealthinsurance.com but it came back that nothing was available in my state :-\ Anyone know where to turn to? And no I'm not on here with my left wing or right wing agenda. I'm here with my american agenda. Thanks.

Which is the best individual health insurance? Any body please inform me? Which is the best individual health insurance? Any body please inform me. Which is the best health insurance plan to choose as individual and family floater ?

Why should I take individual health insurance? So far I feel healthy enough but some friends suggest me to take individual health insurance. I need more information about it.

Can you recommend me how a new immigrant get individual health insurance in US? I will be moving to the US next week and am shopping around for individual health insurance. I am shocked that all the companies I have tried to apply at so far require applicants to have lived in the United States for 1 or more years. I really need help

Is there any reasonable rates for individual health insurance? Any one know of health insurance that is resonable?

What individual health insurance is good but cheap? What individual health insurance is good but cheap?

Can anyone let me know an affordable individual health insurance plan ? I want health insurance coverage for myself. I want to avail tax benefits for the current financial year. Can anyone let me know the best plan that is available in India?

Where to buy individual health insurance? I am looking to buy an individual health plan. I have just quited my job and have opened a small automobile repair shop. What are the options?

Which individual health insurance policy do you have? We are a family of 4. I am at level 2 because of my weight, but all is well with all of our health. I am 32, husband is 29, kids are 3yrs and 8 months. Currently we pay $798.00 a month for top of the line health coverage from Anthem Blue Cross. It is a PPO. We'd REALLY like to get a plan that's much cheaper, but has both maternity and prescription coverage. We live in VA. What plan do y'all have? Is it good? Is it expensive?

I want to buy an individual health insurance plan for 6 months. ? I would like to undergo Gastrointestinal procedures like endoscopy and colonoscopy in during that 6 month period. Please suggest me a good health insurance plan which would cover those procedures? I can pay a monthly premium of about 200$?

Is there any reasonable rates for individual health insurance>? Since we are Katrina victims and have lost jobs along with insurance we are on our own to search for health insurance. This, I am finding out is so very expensive. Any one know of health insurance that is resonable?

Is there an individual health insurance plan that has bariatric coverage? ? I need to find insurance that has the following: 1. Bariatric Coverage 2. Out of Network Coverage 3. 60-100% Out of Network Coverage per day Does anyone out there know of one that has all of these features?

Individual health insurance with fibromyalgia? I have fibromyalgia, was diagnosed years ago. I have not had insurance for about half of that time. Does anyone know how to find affordable individual health insurance with a preexsisting condition? I have foun d plenty of plans that will cover me eventually but I cannot afford to pay the insurance premium and my doctors visits and prescriptions while I wait six mths to a year to get covered. Please do NOT suggest e-surance, they do not have affordable plans that cover pre-exsisting.

What individual health insurance is good but cheap? What individual health insurance is good but cheap?

What individual health insurance is good but cheap in Forida? Hey. Please somebody help me. I am employed but don't get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?

What individual health insurance is good but cheap in California? Hey. Please somebody help me. I am employed but don't get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in South California. Can somebody can help me with that?

What individual health insurance is good but cheap? Hey. Please somebody help me. I am employed but don't get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?

What individual health insurance is good but cheap? What individual health insurance is good but cheap?

Family health insurance plan or individual health insurance plans for each person? I am quoting health coverage for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

Is individual health insurance deductible? Hi... couple of facts.... 1. My husband's company does not offer health insurance, so we buy his own individual policy. 2. I have a preexisting condition that his individual policy won't cover, so I have a state sponsored insurance policy. I also have a small policy that my work requires me to have. We pay $209/ mo for him and $477 for me out of our own pockets. Would we be able to deduct all of this or is there a limit on how much we can deduct?

Is it a good idea to get individual health insurance through an insurance broker? And I would appreciate some links to helpfull info.

Individual health insurance for a couple with one healthy teen--high-deductible or low-deductible? I quit my job and I can continue with a decent health insurance plan for my family under COBRA, or I can switch to an individual plan. Being over 50, my wife is supposed to have over $500 of routine tests in a year, otherwise she's pretty healthy. My son and I are in pretty good health. Any payments we make would be deducted from my wife's salary before taxes. Our marginal income tax rate, including state tax, is about 19%. Would we be better off with low deductible and high premiums or the reverse? The COBRA plan is fairly low deductible and high premiums. Question got messed up, should say, "is high-deductible or low-deductible better?" Thanks, Houyhnhnm My reply to Insuranceguytx--yes I can pay $5,000 out-of-pocket for major problems. If I can recoup it in a reasonable period with lower premiums, I'd take that chance.

How has your experience been with Blue Cross Blue Sheild Individual Health Insurance? My current employer does not offer Health Insurance so I'm looking at different companies

I was denied individual health insurance because of my Zoloft use, so how do I get insured now? My husband has Insurance through his job, mine doesn't, but his is around $500/month for Family, $1000 deductible and 60%/40% after that. Should I get his or do without?

the best individual health insurance for a healthy 21year old female? I am leaning towards united health care.

Any suggestions on a dental plan or individual health insurance pIan? I live in Texas, I'm 26, homemaker. I need to see the dentist desperately and after calling around, I realize it's going to get pretty expensive. I would also like to see an orthodontist & any other "general" benefits that I could get, I would definitely use. Any suggestions? I'm in pain!

What is the cheapest individual health insurance plan in texas?

Where to get Individual Health Insurance Quotes online? Whats a good site for cheap health insurance quotes?

where can hiv positive people look for individual health insurance? if you're hiv positive and are currently covered with an insurance policy, but will be changing jobs where group coverage is not an option, what are your options for health insurance? are hiv positive people stuck in their jobs for life just to keep insurance? from what i've found, public insurance benefits only apply when you're dirt poor and have no home.

What insurance companies in New York state offer individual health insurance.? I recently left my job and need some sort of health insurance. I'm single , no children. Neeed something with a high deductible to make it affordable. I have no pre existing conditions. I live in New York state and can't find anything less than $400 - $500 a month and that's the only company that offers anything.Suggestions?

How can I find the best Florida individual health insurance?

Any suggestions on individual health insurance? I just recently became self employed. Can anyone suggest any good individual health plans that they might have some experience with??

true or false it is more expensive to buy individual health insurance than to participate in a group plan? 10point to best answer.

Are there good online forums that discuss how to go about choosing individual health insurance? Looks like this Yahoo answers is still in Beta mode.

Is Blue Cross Blue Sheild one of the Leading Insurance Companies for Individual Health Insurance?

Looking for a good individual health insurance for a reasonable price?

What kind of individual health insurance options are available in the U.S.? If someone is looking to be self-employed or split time between school and work (without health care provided by either), what options are there, and how much do they cost?

Can anyone tell me if they have an individual health insurance plan with united healthcare are they good?

NYC Health Savings Account and Individual Health Insurance? I'm hoping someone out there could tell me where or if I can find individual health insurance with the Health Savings Account for someone living in Brooklyn, Kings County, New York City, NY.

Individual health insurance needed ASAP? I just found out that my COBRA policy was terminated (there was an error in billing). Until I unravel and correct the mistake, is there any source for short-term health insurance for individuals? I am a 44 single male in perfect health, and have only ever been to a doctor for annual check-ups. I want a high-deductible policy, as I can self-insure plenty. Thanks in advance for any ideas

how long after i am approved for individual health insurance, can i use it? say, i break my arm day after? If I were to get in a bad accident the day after I got approved, I would be covered right?

where can i get cheap individual health insurance in florida? i'm under 65 and i'm not eligible for employee or medicaid insurances.

Whats the best company to get (long term) individual health insurance over the internet? keep in mind that I have a mental illness so it can't be a "cherry picker" kind of company.

I need individual health insurance, im 16? Hello everyone, im looking for individual health insurance. I am 16 needing surgery on my right knee which has a Torn Miniscus. i need it immediately with a decent pay rate. Thanks in advance

I have individual health insurance with no maternity coverage. Will I be covered immediately with group? I currently have an individual health insurance plan. I chose not to pay for maternity coverage. When my husband starts a new job next year, I will be on his group health insurance plan and will get maternity coverage. Here is my question... will there be a waiting period before I can get pregnant/receive maternity benefits after I get on his plan? I know that if I added added maternity to my individual plan, I wouldn't have maternity coverage for 9 months. I'm hoping it's different with a group plan. I'm hoping to be able to get pregnant shortly after I get on his plan so I'm hoping there's no waiting period. I know all insurance companies are different, but if anyone can give me any insight on this, I'd greatly appreciate it. Thanks!

What is the average monthly premium rate for individual health insurance coverage?

When applying for individual health insurance - can we apply to more than one insurance company?

Does anyone know of an affordable individual health insurance plan in Texas?

I need info on Florida individual health insurance, maternity in particular.? My wife and I are planning our second child right now. Our first was born via C-section and it is likely that the second one will be too. I am currently paying $900 a month for family insurance through my work. This is just ridiculous and is breaking my bank. I have called around and gotten quotes from others but they all tend to say that there will be a long waiting period for maternity coverage. We are not waiting and were wondering if anyone knows anything that could help us get something more affordable. We are both in our mid 30's with a 1 year old male child. No tobacco use and healthy. thanks

Individual Health Insurance Premium Increases? If I have an individual health plan which costs about $150 month, then for some reason I become seriously ill, can my insurance company raise my premium? If so, how much? Is there any kind of legal limitation?

Individual health insurance in Florida for someone with pre-existing conditions?? My husband has high cholesterol (he is only 32) but it is hereditary. He eats right and exercises but is not currently on meds to lower his cholesterol. Neither of our employers offer health insurance. He was recently denied coverage due to no current treatment for the high cholesterol. Does anyone know of a company that would cover him with a pre-existing condition and with already being denied by one company? We live in Florida. He will be starting cholesterol lowering meds soon. We really don't want a discount plan. I am not so concerned with drug coverage for him because we get the cheap Wal-Mart prescriptions, just major medical coverage. Any suggestions are welcome!

Where can I purchase an affordable individual health insurance policy?

Individual health insurance plan with pre existing conditions.? I have a pre-existing condition that is making it difficult to obtain an individual health plan. I live in Ohio. My doctor has written a letter stating that I have no symptoms, have never been hospitalized, etc. has anyone ever experienced this before and will that letter be helpful?

okay I accidentally bought 2 different individual health insurance plans which one should I keep? I live in Alabama, and I'm a healthy 21 year old with no medical history.One plan is from Humana One wich will be $43.00 a month.The other is from Golden Rule wich will be $137.00 a month. Anyone that has experience with these company's please let me know about your experiences with them. Thanks!!!