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Cinergy Health Insurance Knowledge Base

Does ne'1 kno if cinergy health insurance cover sum1 who had a brain aneryserum 8months ago? Is there any other health insurance that will cover this person n if so how much?
Has anyone ever heard of cinergy health insurance? what are they about and are they a viable health insurance company?
Is Cinergy Health insurance a good company? I would like to know what your experience has been like: good or bad.
Has anyone tried Cinergy Health Insurance? I had them call me to give me quites and it sounded a little too good to be true. They didn't ask me many questions. They just asked me my age and told me I was approved. Then they gave me a quote which in my opinion was around the same price as most 'real" health insurance companies offer. It sounded fishes so I told them to call me back. Has any one tired them? If so how is it?
cinergy health insurance? i heard on tv about some health insurance called cinergy health insurance for individuals . does anyone know anything about this type of coverage like for instant does it pay pretty good, what does it cover , and is it affordable. this would be for a male over 50 no health problems ,non-smoker. i heard this is suppose to be a type of insurance for uninsured or unemployed people .
Is Cinergy Health Insurance plan true insurance, website shows both Discount Medical Plan and Health Insurance? Is Cinergy Health Insurance plan true insurance. Their website shows both Discount Medical Plan and Health Insurance Plan. I saw similar question on the following link but replies talk about only Discount Medical Plan. So now I am wondering, is it only Discount Medical Plan or they do also offer health insurance plans too? http://answers.yahoo.com/question/index?qid=20080903092605AAiNLnv
Any Body with Cinergy Health Insurance? What are the PROS AND CONS. I am a new member and would like to know what you all think of this health insurance. THANKS
Is? cinergy health plan good insurance? My husband is retiring and we are shopping for health insurance. I saw Cinergy on T.V Does anyone know anything about it?
Have any one had Cinergy Health Insurance before, what's? your experience with this company, any rating , pros and cons. Pricing ? Thank.
Cinergy health insurance? does anyone have their coverage? what do you think of it? any problems with claims?
WHAT IS THE GLOBAL MEDICARE MATERNITY RATE OR HOW ABOUT CINERGY HEALTH INSURANCE? Does anyone have any reviews on this insurance? My girlfriend just found out that she is pregnant. This is like the ONLY company that accepts pre-existing condtions such as pregancy. I caught a glimpse of the same question asked a month ago. Sarah responded with a web link that doesn't work so well. Also it's really difficult to figure out. So here is the deal we live in Lakeside, CA 92040 we want to know how much is the global rate for pregancy is this area? This way we'll be able to figure out if this health care company is covering a boat load of money or barely none. If someone needs anymore information to figure this out please ask. We are in very much need of good reliable health care. Not medical this program doesnt intrest us since we want to choose our own doctors and delivery hospital.
Anyone familiar with the Cinergy Health Company ? I'm considering signing on with the company, I have a pre-exsisting condition and have had a hard time getting health insurance. The cost is expensive and I want to be sure I'm getting some type of cost worthy coverage. Feed back would be great
Does anyone have Cinergy Health?? If so, how well do you like it?!?!!? I'm 22 years old and I don't have health insurance yet and yes I know its important to get and I am in the process of it and I know this is not health insurance but do you think Cinergy would help a person like me who is uninsured!?!?!?
Pregnant with no health insurance? I am pregnant and make too much $ to qualify for medicaid. I haven't been able to find any insurance that does not require a 12 month waiting period. Any ideas ?? I just signed up for the Cinergy Health plan and I am now having second thoughts about that program ? PLEASE HELP, does anyone know of any insurance that does not have a waiting period
DOES ANYONE KNOW ANYTHING ABOUT CINERGY HEALTH Has anyone ever used this insurance or know if it is a reputable company? I am in need of health insurance for my family and I just don't want to get screwed. Thanks in advance.
Cinergy Health keeps harrassing my phone!!!? Not really sure what category to put this under. Anyway, I went on their website after seeing a commercial on TV about their health insurance. I wanted to get a free quote so I filled out my name and number for them to call me. That was a big mistake. They started calling me 5 min after I submitted my info. I answered and they hung up. They called again 5 min later and same thing happened. I tried to call them back but was unable to speak to an actual human, just an automated service. Well now they call my phone every single day. Each call is spaced 10-15 minutes apart and it starts from 7 am to 10 pm. I seriously get about 40 missed calls a day from them and they don't even leave any voicemails. I talked to my cell phone provider and they said that I can not block a number. So what else can I do since I haven't been successfully in talking to somebody in the company to tell them to stop calling me? These calls are very annoying and I looked up the number on google and they do this to everybody. Look up the number yourself to see what I mean: 3057929996 I can't change my cell number either b/c it's my primary business number that I use. I wish I could change it! I havnt been answering the phone and they are still calling....this is going on about 3 weeks now. It's just messed up.
Please tell me a reputible Health insuarance company for a small business owner? My father is the most paranoid non-trusting human being in the world, but I love him dearly, and am trying to find an health insurance company. I tried Cinergy but he said someone told him it was a scam. Do you know of a good health insurance company for self employed individuals. Please only persons whom have personal experiences with the company.
What is the Medicare global maternity rate? I'm looking at Cinergy Health Insurance & its says the cover 80% of the Medicare global maternity rate. What is that rate?
Has anyone had any experience with Cinergy Health's discount plan? My in-laws recently signed up with Cinergy Health's discount plan. Of course, they made it sound like insurance to her (right now they have none). It sounds too good to be true which means it probably is. I was curious if anyone had any actual experience with the program and if it was actually worth it in real life and not just on paper, esp. if you are in the Detroit, MI area.
I have to get surgery and I cant afford it what should i do please help? My surgery costs 22,000 (gallbladder removal) pre op testing 2,000 I am currently living with my parents i am (25) I got laid off dont have a job I have limited health care insurance(cinergy health) what can I do?
Looking for individual/family health insurance in Arizona...? I am a stay-at-home mom (in Arizona) and I need to get health insurance. My boyfriend (and our toddler) have insurance through his employer but it's like $400/month for just the two of them and it doesn't cover much. To add me to his plan we would have to get married first and it would be over $200/month more than he's already paying now. So that's over $600/month for insurance that doesn't cover much. It doesn't seem like a very good deal at all. So I'm looking for a health insurance plan that would take all three of us as an unmarried family, for less than $600/month. So far I don't see any that cover maternity, and we do want to have another child within the next year or two... We don't get sick often, but our baby needs her regular checkups and vaccinations, we need our regular checkups, vision and dental, and of course catastrophic coverage in the event something really bad were to happen. I don't see much purpose in me having insurance for myself, a young woman, that doesn't cover maternity or birth control, other than for the sake of catastrophic coverage. But if need be I could get my own insurance plan for maternity/birth control/whatever if I could find an affordable one, and they can be on their own plan that doesn't cover maternity. Blue Cross Blue Shield has some cheap rates but they don't cover maternity. Neither does Aetna. Cinergy is too expensive for just me, let alone my family too. So my question(s) to you specifically are: Can you suggest any health insurance companies that cover maternity? Can you suggest any that are affordable? Can you suggest any that would insure us as a family even though we are unwed?
Want answers about Cinergy Health Preferred Ins.? American Medical and Life Insurance Company NY,NY. underwrites for Cinergy. Toll free 1-866- 691-9353 call and ask questions. I did and I got real answers. I am with Cinergy now and will let you know if I have any problems.
FYI if you dont have infertility insurance read this!? hey everyone just want to let you know that Cinergy health discount does give discounts for infertility treatment and meds. i got mine its $79 a month went to my first appt. and saved about $300 had blood taken, ultra sound and first consoltation paid only $240 best wishes to all and tons of baby dust yes they help with any medical treatment if you would like to call them they will answer any questions 1(800) 876-1618 hope this helps Cinergy insurance does not cover it but there discount plan does!!
Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice? Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)
For those who are uninsured medical wise, what do you do? I see Cinergy is NOW offering Health Insurance. If you go to their website, you'll see. What do you think?? It says for $5 a day you will be able to have doctor appointments and stuff. What does $5 a day actually mean? I am uninsured and would like to know how anyone else who maybe in my same postion handles it? If you need to go to the doctor do you go? I remember paying a lot when I had to thats for sure. I just want to know if there is maybe a way to get it a little cheaper??? I am 22 years old. I live in Wisconsin, USA. I always get bad sinuses which usually lands me in the outpatient area!
Polls show that a whopping 85%? of people are HAPPY with their health insurance!!! Since we know nationalized health NEVER works, why not find a way, like cinergy.com, to allow the remainder of Americans private health care.
cinergy health insurance? I want to know how good Cinergy health is? I am thinking about signing on. Anybody out there can give me some insight.
cinergy health insurance? does anyone have their coverage? what do you think of it? any problems with claims?
Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice? Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)
Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice? Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)
Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice? Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)
Pregnant, no insurance, no Medicaid, OBGYN fees are too high! Any advice? Hi! I am 19 weeks pregnant. I do not work because I already have a son and daycare costs are higher than I used to earn as a full-time licensed social worker. My husband is self-employed and we do alright, but we are not wealthy. We do not have insurance because it is very expensive for those who are self-employed. Besides, if we got insurance now, no company that we've called will cover pregnancy. I did not know I was pregnant until I was 14 weeks along. I called all the doctors in my area and chose the 2nd cheapest. (The cheapest is located in a questionable area.) Since the doctor takes the global fee and divides it by the number of months you have left before delivery, I am paying $675 per visit. This week I have to pay for a $675 check up, a $275 ultrasound, and $420 for blood tests. We have begun the process to apply for Medicaid but the worker told me it does not look good...they consider gross income and not net for people who are self-employed. (I live in Greene County, Ohio.) I have contacted the Health Department but they will only save me about $1200 total and I would have to deliver at a hospital that I do not prefer. We can continue to make the $675 payments each visit, but we are just trying to find a cheaper alternative. I have thought of just using a midwife and no doctor, but there is no option of an epidural this way. (I don't think I want an epidural, but I want the option.) I also want to state that when I was pregnant with my son, we were in almost the same boat...I was employed, and had insurance through my employer until I quit my job in my 9th month. Of course, when I quit my job, I lost my insurance. I worked for a small private homeless shelter, so they were not required to offer COBRA. At that time, I acquired insurance through Cinergy. I paid them over $800 and I got scammed big time. They did not cover one penny of my doctor fees or hospital fees for myself or my son. I just want to make this known in case anyone out there is considering Cinergy. Thank you for reading my enormous story...I appreciate any advice you have to offer! (And just to nip some pessimists in the bud, I was on birth control...so please don't bad-mouth us for getting pregnant without a plan in place. Although this baby is a surprise, we still consider this to be a blessing!!)
Cinergy Health Insurance???? Is anyone on this already? What do you think about it? Will they cover you in another state than what you reside in? Thanks!
Health Insurance Coverage Question? Is anyone familiar or have any experience with health insurance provided by Cinergy Health? I am needing individual health coverage and just wondering if anyone had an experiences with this group
Cinergy Health insurance ? Has anyone tried this? What exactly is it?.... Can it cover someone who has had ulcers ? :( <3 Mary
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