Medical Insurance Knowledge Base
Medical insurance? I need to put my fiance on my medical bc I really think he needs to see a doctor soon. But for the good insurance it would be 120 every paycheck. I live paycheck to paycheck now so that would be very hard. This one insurance offered is 70 bucks a check BCBS high deductible. Now its like 80% covered after the deductible. I mean I do not know how good this is. I mean we prolly don't need a doctor but a few times a year and he needs to go soon. So what could I expect to pay for a doctors visit and presciption medicine? He gets out of breath easily coughs a lot of phlegm wheezy... Yes they will cover him, it is spouse or domestic partner you do not have to be married. The 120 a check (240 a month) all i have to pay is a co pay. I just don't know what to do.
medical insurance? I am looking to obtain a medical insurance policy. Any insurance brokers out there want to quote me? I am 21 years old. I have excellent health. 6 foot 160 llbs. 92630 zip code. California. i am self employed.
Medical Insurance? MY gf's medical insurance is about to run out. Is it possible for me to get her covered under my medical insurance.
How do we get insurance companies to reduce medical insurance premiums to employers? Let's face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums. The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control. How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?
How to take medical insurance for foreigners in short term visa in Japan? My mother in law is here in Japan on a short term visa(3 months). She had sprained her hand in India while coming here and is bothering her a lot. We heard that it would be very costly in the hospitals without medical insurance. As she might need to take xray and other medicines. We would like to know how we can take medical insurance for foreign nationals on short term visa in Japan. I thank u in advance for answering my query.
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor? I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.
What kind of medical insurance plan are available? I live in Stockton, CA and I'm looking for affordable medical insurance plan. I want to go see the doctor to get checkups, but I don't know what kind of medical insurance are available in this area. What are some of the affordable medical insurance available in Stockton, Ca? And are the plans good? Please help me out. Thank you.
How do I get medical coupons, if I have medical insurance? I know the question sounds stupid but, my husband and I just found out that we are having a baby in January. I have medical insurance, which does cover maternal care, with the exception of copay, and deductibles, all that good stuff. Although we have been trying for out lil miracle, it has been so long, that it surprised us when the test came out positive. My husband had some employment struggles and he is in the process of finding full-time employment. Which means for us that we are going to have a lot of medical bills that will be difficult to pay. My original question is can I get medical coupons if I am not making enough to support everything? Even though I have insurance?
What is the most affordable personal medical insurance carrier you have found? I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!
How do you get medical insurance for your unborn baby before they are born? My first child is due January 2008. I have medical insurance for myself and for the baby when they are born- but only for the first 2 months of their life. Is there a way for me to apply for medical insurance BEFORE he/she is born so I don't have to rush it during their first two months? He/she would be on a separate medical insurance than me. Thanks for any answers!
What kind of medical insurance do you recommend? I am getting jaw surgery within year or two. It is for medical reason. I need to find insurance that can help me to cover the cost. What kind insurance do you recommend and how much will be premium will be? Doctor told me, the surgery will cost about 15000 to 17000 and another 10000 for more for hospital fee.
How important is it to have Medical Expenses added to your car insurance policy? I was told to reduce my monthly car insurance payments a little I could remove that. I was told that your medical insurance would kick in to pay for any injuries, or if someone was with you theirs would kick in. They said that car insurance would be a secondary to your medical insurance. Has anyone ever got good use out of having this on their insurance policy??
What happens to my medical insurance if I get married? I'm 5 months pregnant and am planning on getting married soon. However, I'm scared because of my insurance. I have Medical insurance, and I don't know what is going to happen to it if I get married. Will I loose it? Will I end up owing? Will I keep it? I'm covered under my parent's.
What exactly is dental insurance and how is it different from medical insurance? I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!
What are my medical insurance options once we leave the military? I am pregnant, and my husband only has two more weeks in the military so we will soon be out of medical insurance. I know Cobra is set up for corporate employees... is there anything set up for ex-military or do we have to find a company like BCBS to give us personal medical insurance?
How do I get on my boyfriends Medical Insurance? My boyfriends medical insurance through work and he's allowed to add a girlfriend that hes been dating for 6 months and we've been dating for a year. Hes just worried that we will need some sort of record saying that he's my boyfriend. How would that work?
Can medical insurance cover breast augmentation for certain circumstances? I've had this problem since I started developing, but I have scoliosis and my body is naturally crooked. It is embarassing because my boobs point more out to the side than in the front, making my chest appear completely flat. I am curious, can medical insurance cover some of the cost of this procedure due to my problem?
How can I used pretax money to pay for personal medical insurance premiums? My employer is a small business owner and does not provide benefits (health insurance, 401k, etc.). My wife and I are pretty health, so even with the insurance premiums - we don't have enough medical expense to use as an itemized deduction (7.5% of gross earning). Is there any options for me to be able to pay my insurance premiums with pretax dollars?
Anyone gotten their medical insurance to pay for dental implants? I need an implant since I'm missing a tooth, and my dental insurance doesn't cover implants. I've heard that occasionally people have gotten their medical insurance to pay for implants. Has anyone tried this? If so, who is your insurance company? Any tips? Thanks!
What are the guidelines for pre-existing medical conditions and changing medical insurance? I have a friend who's 16 year old daughter was just diagnosed with arthritis. She has to receive very expensive shots to eleviate the inflimation in her joints. He would like to change jobs but is worried his new insurance would not cover her medical expenses because of the "pre-existing condions" protecting insurance companys from liability. Is that only true if he doesn't have coverage for the 60 days prior to getting a new job or prior to getting the new health insurance......? He currently has a job and health insurance and would wait it out as long as he has to so he will have coverage.
Can I obtain medical insurance despite my medical condition? I have 2 herniated discs in my back and I need to take medicine on a regular basis. Is it still possible for me to obtain and medical insurance in order to help pay for my medication? I used to be under my husband's insurance but he passed away and the insurance is no longer. He got through his employer and so i cannot use it since i dont work for the employer. Can i still get insurance?? I'm 56.
How does an organization get exclusions removed from a medical insurance policy? Let me explain my situation: I'm a transsexual woman who works at a private school. Our current health insurance policy explicitly excludes trans-related procedures and treatment. I've spoken to my school's benefits department and they've agreed to pay to have the exclusions removed. However, Highmark Blue Shield supposedly claims that it isn't possible to add or remove conditions like that from a standard plan. Does anybody have any idea how medical insurance policies for larger organizations tend to work in this regard?
Can you still get medical insurance when employed if you have a pre-existing condition? I am seriously looking for a new job. The only thing is that, not only must I be able to get medical insurance through the job(the sooner the better), but I have a pre-existing condition. I am more concerned about the pre-existing condition and whether they would still offer me insurance So I wouldn't be able to get insurance through the company unless I waited, sy, 3 months like everyone else, and then another waiting period for my pre-existing condition after that?
Would you like your medical insurance rates to be lower? Will the liberals be forced to consider Republican cost cutting suggestions if they lose their super-majority tonight? Here are a few: The fear of lawsuits cost the medical industry far more than the actual law suits cost by way of defensive medicine, but the liberals are way in bed with the trial attorney gang. A "treat and deport" policy for illegal aliens who enter our hospitals. Shopping for insurance across state lines. There are numerous potentially good ideas coming from the right side of the isle. Shouldn't they be discussed in a bipartisan effort to bring REAL health care reform to ALL Americans?
What is the best company to get travel medical insurance through? I am going to France through a study abroad program through my college. In order to apply for a visa, I need a letter from my medical insurance company stating that I will be covered in France, but I think it would be faster to get coverage through an international travel insurer. I'm racing against the clock. I'm searching on the web, but I have no idea what I'm doing really. . What companies are most reputable?
What are some reasons why Americans do not purchase medical insurance other than the cost? Lets face it, medical insurance is expensive and is the number one reason why most Americans cannot afford health care coverage. While many employees can purchase health insurance through their job, other employees cannot purchase health coverage if they are self employed or work at an employment site that does not provide health coverage. In your opinion, what would you say are reasons why Americans do not decide to purchase medical insurance other than the cost of getting health care?
Can my family lose medical insurance through the government if my husband cashes out his pension? My husband lost his job and we're down to nothing. I know it isn't a good idea to cash out a pension but we have to feed the kids somehow. We've thought about cashing out his pension from his former employer but are worried the kids will lose medical insurance (medicaid) and the only job he has been able to find (his current job) is only part time so no medical insurance is offered. We live in Minnesota.
How do i get medical insurance for my unborn baby? i'm 17 and my baby is due in January. My 18th birthday is in January also. Currently i'm staying with my guardian and i'm on her insurance but when i'm 18 i'll be tooken off the insurance. I just want to know how do I go about getting medical insurance for my baby & I? I will be working sometime next week. My babys father is working too. I'm planning to apply for section A until things get a little more stable. I live in TN
What kind of medical insurance do you recommend? I am getting jaw surgery within year or two. It is for medical reason. I need to find insurance that can help me to cover the cost. What kind insurance do you recommend and how much will be premium will be? Doctor told me, the surgery will cost about 15000 to 17000 and another 10000 for more for hospital fee.
What is the cheapest way to get individual medical insurance? I need to find insurance for a young adult who has had medical issues, but does not have coverage in her current job. Blue Cross wants $18,000 a year. There has got to be something out there that is designed to cover private individuals that a person can afford: I know it won't be cheap, but there should be something do-able.
Can I use my medical insurance coverage on somebody else besides me? I got a medical plan coverage but my mom doesn't. I was wondering if I can use my coverage to get her some prescription drugs. She used to have medical insurance but ever since she got laid off, she's unable to pay for drugs which she needs to have in order for her to be healthy. It is hard for her to pay full price so I was wondering if I can use my medical benifits to get her the drugs she needs? alright thanks. Good thing I asked or else I'll be doing something illegal LOL. I'll see if i can add her to my plan
What is the most affordable personal medical insurance carrier you have found? I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!
What do these medical insurance things mean? For a form, I have to fill some information for my medical insurance. I do not understand what the Medical Insurance Provider, policy/group #, address of insurance co., DOB of policy holder, name of policy holder.
what do people do about the medical insurance when changing jobs? I'm going to start my new job soon and my last day of employment is next week. HR told me that my medical insurance will be terminated on my last day. My new job's medical will not start until 4 moths later. What should I do with my medical in the next 4 months? Are employers required to cover the medical temporarily even after the employees leave? if not, what's the most economical way to purchase out of pocket?
How do you get medical insurance for your unborn baby before they are born? My first child is due January 2010. I have medical insurance for myself and for the baby when they are born- but only for the first 2 months of their life. Is there a way for me to apply for medical insurance BEFORE he/she is born so I don't have to rush it during their first two months? He/she would be on a separate medical insurance than me. Thanks for any answers!
How do I get medical insurance for illegal girlfriend? My girlfriend is illegal ( I am a US citizen) and she needs medical attention. We cannot afford to pay the fees in full. I was wondering if there was a specific health insurance company that covers illegal immigrants (hopefully with pre-existing condition). Thanks!
How do we get insurance companies to reduce medical insurance premiums to employers? Let's face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums. The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control. How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?
How much is equine medical insurance? I know equine medical insurance differs form breed, age, and value of the horse but what would you think a 9 year old $13,000 TB's life insurance would be?
Any one have experience of buying medical insurance to go live abroad? We are contemplating emigrating and need the insurance. Any one of you recommend anything? I need some thing to cover my pre existing medical condition. Jac, I have look into this, and you do for some countries, even in the EU. Jed, I am certain that life insurance and medical insurance are different!!
If a person receiving social security disability who has their own medical insurance? If a person receiving social security disability who has their own medical insurance, however the they get the medical insurance premium deducted from their SSD check . They don't need medicare A & B since they got their own health insurance (from spouse). Can this deduction be remove from their check and if so how? Thanks for your help.
Is it legal for hospitals to bill or ask for a medical insurance for a work related injury? For some reason I thought if you had a work related injury, hospitals had to bill the workers comp and it was illegal for them to bill any private medical insurance. I know auto insurance has a cap, like $100,000 personal injury and once that runs out the medical insurance starts being billed but for some reason I thought it was different with work comp claims. Was I wrong?
Good low cost medical insurance for a 20 year old female working through a temp service? I am 20 years old and I have no medical insurance and I really need to go to the dentist and have a check up at my doctor. I haven't been to either in probably 4 years. I am very uneducated on insurance so any help is greatly appreiciated. I want to make sure it's someone that my doctor and dentist will accept. I have a good job but it's a temporary service that doesn't have insurance benifits. Any suggestions?
Can a former Ohio employer open priavte medical insurance mail? A nonprofit organization where I worked is unhappy that I changed to a different agency and is making a noisy point of opening medical insurance documents that go to my old address. There is no possibility of a mistaken peek -- my old supervisor encloses notes when he forwards the stuff. I've tried a personal warning but it's clear they need to be spanked. Do I start complaints at the federal, state or local level, or all three? Which agencies?
What is a Major Medical Deductible on Health insurance? I currently am receiving quotes for medical insurance and I have this one policy quote that does not list a deductible, but it does list this Major Medical Deductible for $3500.00 & total out of pocket $6000.00? What does this mean? Is this for Emergency care only?
What's the best medical insurance or medicare for a single person? What's the best medical insurance or medicare for a single person? Because I don't seen nothing out there for me. See I try to get some kind of medical insurance, they say I make to much money and if I wasn't single that it would of been easy for me. I just don't know, can any one help.
What is the cost of Medical Insurance for an 18 year old? I am a 17 year old senior in St. Louis, Mo. I plan to move out of my parents house promptly after the school year is over. My boyfriend and I have been doing a lot of research on apartments and creating a budget. My biggest concern though, is medical insurance.. I'm not sure how much it is going to cost us to be able to have it.. I would really appreciate an average monthly fee, (or at least an idea) Thank you!
Powered by Yahoo! Answers