Medical Insurance Knowledge Base
Medical insurance? I need to put my fiance on my medical bc I really think he needs to see a doctor soon. But for the good insurance it would be 120 every paycheck. I live paycheck to paycheck now so that would be very hard. This one insurance offered is 70 bucks a check BCBS high deductible. Now its like 80% covered after the deductible. I mean I do not know how good this is. I mean we prolly don't need a doctor but a few times a year and he needs to go soon. So what could I expect to pay for a doctors visit and presciption medicine? He gets out of breath easily coughs a lot of phlegm wheezy... Yes they will cover him, it is spouse or domestic partner you do not have to be married. The 120 a check (240 a month) all i have to pay is a co pay. I just don't know what to do.
Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor? I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.
How do I get medical coupons, if I have medical insurance? I know the question sounds stupid but, my husband and I just found out that we are having a baby in January. I have medical insurance, which does cover maternal care, with the exception of copay, and deductibles, all that good stuff. Although we have been trying for out lil miracle, it has been so long, that it surprised us when the test came out positive. My husband had some employment struggles and he is in the process of finding full-time employment. Which means for us that we are going to have a lot of medical bills that will be difficult to pay. My original question is can I get medical coupons if I am not making enough to support everything? Even though I have insurance?
How do you get medical insurance for your unborn baby before they are born? My first child is due January 2008. I have medical insurance for myself and for the baby when they are born- but only for the first 2 months of their life. Is there a way for me to apply for medical insurance BEFORE he/she is born so I don't have to rush it during their first two months? He/she would be on a separate medical insurance than me. Thanks for any answers!
What is the most affordable personal medical insurance carrier you have found? I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!
How do we get insurance companies to reduce medical insurance premiums to employers? Let's face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums. The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control. How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?
What exactly is dental insurance and how is it different from medical insurance? I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!
What are my medical insurance options once we leave the military? I am pregnant, and my husband only has two more weeks in the military so we will soon be out of medical insurance. I know Cobra is set up for corporate employees... is there anything set up for ex-military or do we have to find a company like BCBS to give us personal medical insurance?
How do I get on my boyfriends Medical Insurance? My boyfriends medical insurance through work and he's allowed to add a girlfriend that hes been dating for 6 months and we've been dating for a year. Hes just worried that we will need some sort of record saying that he's my boyfriend. How would that work?
What are the guidelines for pre-existing medical conditions and changing medical insurance? I have a friend who's 16 year old daughter was just diagnosed with arthritis. She has to receive very expensive shots to eleviate the inflimation in her joints. He would like to change jobs but is worried his new insurance would not cover her medical expenses because of the "pre-existing condions" protecting insurance companys from liability. Is that only true if he doesn't have coverage for the 60 days prior to getting a new job or prior to getting the new health insurance......? He currently has a job and health insurance and would wait it out as long as he has to so he will have coverage.
Can you still get medical insurance when employed if you have a pre-existing condition? I am seriously looking for a new job. The only thing is that, not only must I be able to get medical insurance through the job(the sooner the better), but I have a pre-existing condition. I am more concerned about the pre-existing condition and whether they would still offer me insurance So I wouldn't be able to get insurance through the company unless I waited, sy, 3 months like everyone else, and then another waiting period for my pre-existing condition after that?
Can I obtain medical insurance despite my medical condition? I have 2 herniated discs in my back and I need to take medicine on a regular basis. Is it still possible for me to obtain and medical insurance in order to help pay for my medication? I used to be under my husband's insurance but he passed away and the insurance is no longer. He got through his employer and so i cannot use it since i dont work for the employer. Can i still get insurance?? I'm 56.
What is the cheapest way to get individual medical insurance? I need to find insurance for a young adult who has had medical issues, but does not have coverage in her current job. Blue Cross wants $18,000 a year. There has got to be something out there that is designed to cover private individuals that a person can afford: I know it won't be cheap, but there should be something do-able.
What is the best company to get travel medical insurance through? I am going to France through a study abroad program through my college. In order to apply for a visa, I need a letter from my medical insurance company stating that I will be covered in France, but I think it would be faster to get coverage through an international travel insurer. I'm racing against the clock. I'm searching on the web, but I have no idea what I'm doing really. . What companies are most reputable?
How do i get medical insurance for my unborn baby? i'm 17 and my baby is due in January. My 18th birthday is in January also. Currently i'm staying with my guardian and i'm on her insurance but when i'm 18 i'll be tooken off the insurance. I just want to know how do I go about getting medical insurance for my baby & I? I will be working sometime next week. My babys father is working too. I'm planning to apply for section A until things get a little more stable. I live in TN
what do people do about the medical insurance when changing jobs? I'm going to start my new job soon and my last day of employment is next week. HR told me that my medical insurance will be terminated on my last day. My new job's medical will not start until 4 moths later. What should I do with my medical in the next 4 months? Are employers required to cover the medical temporarily even after the employees leave? if not, what's the most economical way to purchase out of pocket?
How much is equine medical insurance? I know equine medical insurance differs form breed, age, and value of the horse but what would you think a 9 year old $13,000 TB's life insurance would be?
Any one have experience of buying medical insurance to go live abroad? We are contemplating emigrating and need the insurance. Any one of you recommend anything? I need some thing to cover my pre existing medical condition. Jac, I have look into this, and you do for some countries, even in the EU. Jed, I am certain that life insurance and medical insurance are different!!
Is it legal for hospitals to bill or ask for a medical insurance for a work related injury? For some reason I thought if you had a work related injury, hospitals had to bill the workers comp and it was illegal for them to bill any private medical insurance. I know auto insurance has a cap, like $100,000 personal injury and once that runs out the medical insurance starts being billed but for some reason I thought it was different with work comp claims. Was I wrong?
Good low cost medical insurance for a 20 year old female working through a temp service? I am 20 years old and I have no medical insurance and I really need to go to the dentist and have a check up at my doctor. I haven't been to either in probably 4 years. I am very uneducated on insurance so any help is greatly appreiciated. I want to make sure it's someone that my doctor and dentist will accept. I have a good job but it's a temporary service that doesn't have insurance benifits. Any suggestions?
Can a former Ohio employer open priavte medical insurance mail? A nonprofit organization where I worked is unhappy that I changed to a different agency and is making a noisy point of opening medical insurance documents that go to my old address. There is no possibility of a mistaken peek -- my old supervisor encloses notes when he forwards the stuff. I've tried a personal warning but it's clear they need to be spanked. Do I start complaints at the federal, state or local level, or all three? Which agencies?
What is the cost of Medical Insurance for an 18 year old? I am a 17 year old senior in St. Louis, Mo. I plan to move out of my parents house promptly after the school year is over. My boyfriend and I have been doing a lot of research on apartments and creating a budget. My biggest concern though, is medical insurance.. I'm not sure how much it is going to cost us to be able to have it.. I would really appreciate an average monthly fee, (or at least an idea) Thank you!
What is a Major Medical Deductible on Health insurance? I currently am receiving quotes for medical insurance and I have this one policy quote that does not list a deductible, but it does list this Major Medical Deductible for $3500.00 & total out of pocket $6000.00? What does this mean? Is this for Emergency care only?
Powered by Yahoo! Answers